Antibody htlv/hiv confirm test at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$23.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.64 with Kaiser vs $123.35 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|All Plans $16.64 ↓ -29%
Blue Shield CA Commercial|Exchange $18.18 ↓ -22%
IHCG Medicare|All Plans $19.35 ↓ -17%
IHCG Medicaid|All Plans $19.35 ↓ -17%
Patton Medicare|All Plans $19.35 ↓ -17%
Epic Health Medicare|All Plans $19.35 ↓ -17%
Inland Empire Health Plan Medicare|All Plans $19.35 ↓ -17%
First Health Medicare|All Plans $19.35 ↓ -17%
Molina Medicare|All Plans $19.35 ↓ -17%
Scan Health Plan Medicare|All Plans $19.35 ↓ -17%
Blue Shield CA Medicare|All Other Plans $19.35 ↓ -17%
United Medicare|All Plans $19.35 ↓ -17%
BCBS - Anthem Medicare|All Plans $19.35 ↓ -17%
Central Health Plan Medicare|All Plans $19.35 ↓ -17%
Health Net Medicare|All Plans $19.35 ↓ -17%
Kaiser Medicare|All Plans $19.35 ↓ -17%
Humana Medicare|All Plans $19.35 ↓ -17%
Kaiser Commercial|All Plans $20.97 ↓ -10%
United Commercial|HMO $23.22 ↓ -0%
United Commercial|All Other Plans $23.22 ↓ -0%
Partnership Health Plan Medicaid|< 21 $24.67 ↑ +6%
LA Care Medicaid|> 21 $24.67 ↑ +6%
LA Care Medicaid|< 21 $24.67 ↑ +6%
Partnership Health Plan Medicaid|> 21 $24.67 ↑ +6%
Blue Shield CA Commercial|All Other Plans $27.27 ↑ +17%
DHMG Commercial|All Plans $28.06 ↑ +21%
Redlands Commercial|All Plans $28.06 ↑ +21%
EPIC Health Commercial|All Plans $32.90 ↑ +41%
Molina Medicaid|< 21 $34.78 ↑ +49%
Molina Medicaid|> 21 $34.78 ↑ +49%
HPN Medicaid|All Plans $36.19 ↑ +55%
Health Net Medicaid|All Plans $37.32 ↑ +60%
Naphcare Commercial|All Plans $37.73 ↑ +62%
BCBS - Anthem Medicaid|All Plans $39.18 ↑ +68%
HPN Medicare|Senior $41.25 ↑ +77%
BCBS - Anthem Commercial|Exchange $41.25 ↑ +77%
HPN Commercial|All Plans $44.04 ↑ +89%
First Health Commercial|All Plans $46.14 ↑ +98%
Inland Empire Health Plan Medicaid|All Plans $49.34 ↑ +112%
Cigna Commercial|All Other Plans $55.52 ↑ +138%
Cigna Commercial|PPO $55.52 ↑ +138%
MultiPlan Commercial|All Plans $55.92 ↑ +140%
Healthsmart Commercial|All Plans $57.32 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $58.72 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $58.72 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $59.42 ↑ +155%
BCBS - Anthem Commercial|MCS $69.90 ↑ +200%
Aetna Commercial|Non-Gatekeeper $69.90 ↑ +200%
Aetna Commercial|Gatekeeper $69.90 ↑ +200%
Care 1st Medicaid|All Plans $123.35 ↑ +430%

Visitor-reported prices

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Antibody htlv/hiv confirm test at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $27.34 $13.98 – $123.35
St. John's Camarillo Hospital Camarillo $30.62 $18.88 – $54.53
Banner Lassen Medical Center Susanville $268.81 $3.87 – $409.34
Petaluma Valley Hospital Petaluma $28.05 $18.96 – $158.00
Arroyo Grande Hospital Santa Maria $29.92 $19.35 – $68.51
Mark Twain Medical Center San Andreas $46.56 $19.35 – $68.51
French Hospital San Luis Obispo $27.41 $18.88 – $68.51
Mercy Hospitals – Bakersfield Bakersfield $25.94 $8.91 – $55.62

All California hospitals for this procedure →