Anora (draw only) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$87.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$262.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.80 with Blue Shield CA vs $25.50 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $7.80 | ↓ -91% |
| United | Commercial|All Other Plans | $7.96 | ↓ -91% |
| United | Commercial|HMO | $7.96 | ↓ -91% |
| Redlands | Commercial|All Plans | $8.70 | ↓ -90% |
| Kaiser | Commercial|All Plans | $9.00 | ↓ -90% |
| Blue Shield CA | Commercial|All Other Plans | $11.70 | ↓ -87% |
| HPN | Medicare|Senior | $17.70 | ↓ -80% |
| HPN | Commercial|All Plans | $18.90 | ↓ -78% |
| First Health | Commercial|All Plans | $19.80 | ↓ -77% |
| MultiPlan | Commercial|All Plans | $24.00 | ↓ -73% |
| Healthsmart | Commercial|All Plans | $24.60 | ↓ -72% |
| Blue Shield CA | Medicare|BlueShield Promise | $25.50 | ↓ -71% |
Visitor-reported prices
Comments
Anora (draw only) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $102.64 | $6.00 – $30.00 |
| Petaluma Valley Hospital | Petaluma | $57.12 | $12.28 – $78.48 |
| Arroyo Grande Hospital | Santa Maria | $117.97 | $7.96 – $40.18 |
| Mark Twain Medical Center | San Andreas | $39.96 | $11.39 – $43.12 |
| French Hospital | San Luis Obispo | $108.05 | $7.96 – $40.18 |
| Mercy Hospitals – Bakersfield | Bakersfield | $23.38 | $7.96 – $20.00 |
| Bakersfield Memorial Hospital | Bakersfield | $23.13 | $7.96 – $19.75 |
| Queen of The Valley Medical Center | Napa | $146.88 | $12.28 – $99.18 |