Ankle arthroscopy/surgery at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$650.23 with LA Care vs $17,699.80 with Naphcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|< 21 | $650.23 | — |
| Partnership Health Plan | Medicaid|< 21 | $650.23 | — |
| Partnership Health Plan | Medicaid|> 21 | $650.23 | — |
| LA Care | Medicaid|> 21 | $650.23 | — |
| Health Net | Medicaid|All Plans | $799.78 | — |
| BCBS - Anthem | Medicaid|All Plans | $1,219.19 | — |
| Molina | Medicaid|< 21 | $1,445.24 | — |
| Molina | Medicaid|> 21 | $1,445.24 | — |
| HPN | Medicaid|All Plans | $1,503.66 | — |
| Inland Empire Health Plan | Medicaid|All Plans | $1,625.58 | — |
| BCBS - Anthem | Commercial|Non-MCS HMO | $2,097.00 | — |
| Blue Shield CA | Commercial|All Other Plans | $2,823.00 | — |
| Blue Shield CA | Commercial|Exchange | $3,285.00 | — |
| Health Net | Commercial|EPPO | $4,477.00 | — |
| Health Net | Commercial|Care Product | $5,099.00 | — |
| Care 1st | Medicaid|All Plans | $5,124.95 | — |
| Health Net | Commercial|All Other Plans | $5,556.00 | — |
| BCBS - Anthem | Commercial|Exchange | $5,577.00 | — |
| IHCG | Medicaid|All Plans | $6,916.21 | — |
| IHCG | Medicare|All Plans | $6,935.95 | — |
| Kaiser | Medicaid|All Plans | $7,806.07 | — |
| BCBS - Anthem | Commercial|Non-MCS PPO | $7,967.00 | — |
| BCBS - Anthem | Medicare|All Plans | $9,076.82 | — |
| Humana | Medicare|All Plans | $9,076.82 | — |
| Central Health Plan | Medicare|All Plans | $9,076.82 | — |
| Health Net | Medicare|All Plans | $9,076.82 | — |
| Blue Shield CA | Medicare|All Other Plans | $9,076.82 | — |
| United | Medicare|All Plans | $9,076.82 | — |
| Scan Health Plan | Medicare|All Plans | $9,076.82 | — |
| Molina | Medicare|All Plans | $9,076.82 | — |
| First Health | Medicare|All Plans | $9,076.82 | — |
| Inland Empire Health Plan | Medicare|All Plans | $9,076.82 | — |
| Epic Health | Medicare|All Plans | $9,076.82 | — |
| Patton | Medicare|All Plans | $9,076.82 | — |
| Kaiser | Medicare|All Plans | $9,076.82 | — |
| BCBS - Anthem | Commercial|MCS | $12,827.00 | — |
| DHMG | Commercial|All Plans | $13,161.39 | — |
| EPIC Health | Commercial|All Plans | $15,430.59 | — |
| Naphcare | Commercial|All Plans | $17,699.80 | — |
| Kaiser | Commercial|All Plans | not published by hospital | — |
| HPN | Commercial|All Plans | not published by hospital | — |
| United | Commercial|HMO | not published by hospital | — |
| MultiPlan | Commercial|All Plans | not published by hospital | — |
| Blue Shield CA | Medicare|BlueShield Promise | not published by hospital | — |
| United | Commercial|All Other Plans | not published by hospital | — |
| First Health | Commercial|All Plans | not published by hospital | — |
| Healthsmart | Commercial|All Plans | not published by hospital | — |
| HPN | Medicare|Senior | not published by hospital | — |
| Redlands | Commercial|All Plans | not published by hospital | — |
Visitor-reported prices
Comments
Ankle arthroscopy/surgery at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | not published | $650.23 – $17,699.80 |
| Mark Twain Medical Center | San Andreas | $1,114.22 | $432.81 – $1,639.54 |
| St. John's Camarillo Hospital | Camarillo | not published | $799.78 – $16,602.72 |
| Petaluma Valley Hospital | Petaluma | not published | $2,937.00 – $11,185.00 |
| Arroyo Grande Hospital | Santa Maria | not published | $650.23 – $9,076.82 |
| French Hospital | San Luis Obispo | not published | $650.23 – $9,076.82 |
| Mercy Hospitals – Bakersfield | Bakersfield | not published | $650.23 – $9,076.82 |
| Bakersfield Memorial Hospital | Bakersfield | not published | $650.23 – $9,076.82 |