Anaplsma phgcytophlm amp prb at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$13.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.40 with Blue Shield CA vs $38.40 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $10.40 ↓ -22%
Redlands Commercial|All Plans $11.60 ↓ -13%
Kaiser Commercial|All Plans $12.00 ↓ -10%
Blue Shield CA Commercial|All Other Plans $15.60 ↑ +17%
United Commercial|All Other Plans $18.40 ↑ +38%
HPN Medicare|Senior $23.60 ↑ +77%
HPN Commercial|All Plans $25.20 ↑ +89%
First Health Commercial|All Plans $26.40 ↑ +98%
MultiPlan Commercial|All Plans $32.00 ↑ +140%
Healthsmart Commercial|All Plans $32.80 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $34.00 ↑ +155%
United Commercial|HMO $38.40 ↑ +188%

Visitor-reported prices

visitor-reported
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Anaplsma phgcytophlm amp prb at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $15.64 $8.00 – $40.00
St. John's Camarillo Hospital Camarillo $17.52 $10.80 – $31.20
Arroyo Grande Hospital Santa Maria $17.12 $12.50 – $24.50
French Hospital San Luis Obispo $15.68 $6.75 – $24.50
Mercy Hospitals – Bakersfield Bakersfield $14.84 $20.00 – $32.00
Bakersfield Memorial Hospital Bakersfield $14.68 $20.00 – $39.60
St. Joseph's Behavioral Health Center Stockton $22.84 $4.00 – $32.00
St. Joseph's Medical Center Stockton Stockton $11.76 $8.40 – $33.60

All California hospitals for this procedure →