Allograft dermis 20x25x1mm decell w/matracell arthroflex at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$7,639.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$22,940.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$949.00 with Redlands vs $4,033.25 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $949.00 ↓ -88%
Kaiser Medicaid|All Plans $949.00 ↓ -88%
PrimeCare Commercial|All Plans $1,043.90 ↓ -86%
PrimeCare Medicare|All Plans $1,043.90 ↓ -86%
Molina Medicaid|< 21 $1,091.35 ↓ -86%
Molina Medicaid|> 21 $1,091.35 ↓ -86%
BCBS - Anthem Medicaid|All Plans $1,186.25 ↓ -84%
Care 1st Medicaid|All Plans $1,233.70 ↓ -84%
Kaiser Commercial|All Plans $1,423.50 ↓ -81%
BCBS - Anthem Commercial|Exchange $1,423.50 ↓ -81%
Blue Shield CA Commercial|Exchange $1,613.30 ↓ -79%
Aetna Commercial|Gatekeeper $1,803.10 ↓ -76%
BCBS - Anthem Commercial|Non-MCS HMO $1,945.45 ↓ -75%
BCBS - Anthem Commercial|Non-MCS PPO $2,040.35 ↓ -73%
BCBS - Anthem Commercial|MCS $2,040.35 ↓ -73%
Cigna Commercial|PPO $2,087.80 ↓ -73%
Cigna Commercial|All Other Plans $2,087.80 ↓ -73%
Inland Empire Health Plan Medicaid|All Plans $2,135.25 ↓ -72%
Aetna Commercial|Non-Gatekeeper $2,182.70 ↓ -71%
HPN Medicare|Senior $2,230.15 ↓ -71%
Health Net Commercial|EPPO $2,230.15 ↓ -71%
HPN Commercial|All Plans $2,277.60 ↓ -70%
HPN Medicaid|All Plans $2,277.60 ↓ -70%
Blue Shield CA Commercial|All Other Plans $2,467.40 ↓ -68%
Health Net Commercial|Care Product $2,514.85 ↓ -67%
Health Net Commercial|All Other Plans $2,752.10 ↓ -64%
United Commercial|All Other Plans $2,752.10 ↓ -64%
United Commercial|HMO $2,894.45 ↓ -62%
First Health Commercial|All Plans $3,131.70 ↓ -59%
MultiPlan Commercial|All Plans $3,796.00 ↓ -50%
Healthsmart Commercial|All Plans $3,890.90 ↓ -49%
Blue Shield CA Medicare|BlueShield Promise $4,033.25 ↓ -47%

Visitor-reported prices

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $8,969.54 $996.45 – $4,745.00
St. John's Camarillo Hospital Camarillo $7,999.20 $535.68 – $1,740.96
Petaluma Valley Hospital Petaluma $17,726.96 not published
Arroyo Grande Hospital Santa Maria $7,817.85 $513.36 – $2,187.36
Mark Twain Medical Center San Andreas $9,461.87 $1,671.47 – $6,331.78
French Hospital San Luis Obispo $7,160.28 $424.08 – $2,187.36
Mercy Hospitals – Bakersfield Bakersfield $7,529.45 $2,059.00 – $6,390.00
Bakersfield Memorial Hospital Bakersfield $7,448.27 $1,775.00 – $6,887.00

All California hospitals for this procedure →