Alcohol/subs interv >30 min at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$165.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$496.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.81 with IHCG vs $2,738.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $90.81 ↓ -45%
BCBS - Anthem Medicaid|All Plans $90.92 ↓ -45%
IHCG Medicare|All Plans $91.07 ↓ -45%
Kaiser Medicaid|All Plans $175.57 ↑ +6%
Kaiser Commercial|All Plans $188.48 ↑ +14%
Patton Medicare|All Plans $204.15 ↑ +24%
First Health Medicare|All Plans $204.15 ↑ +24%
Molina Medicare|All Plans $204.15 ↑ +24%
Epic Health Medicare|All Plans $204.15 ↑ +24%
United Medicare|All Plans $204.15 ↑ +24%
Inland Empire Health Plan Medicare|All Plans $204.15 ↑ +24%
Health Net Medicare|All Plans $204.15 ↑ +24%
Scan Health Plan Medicare|All Plans $204.15 ↑ +24%
Blue Shield CA Medicare|All Other Plans $204.15 ↑ +24%
Central Health Plan Medicare|All Plans $204.15 ↑ +24%
Humana Medicare|All Plans $204.15 ↑ +24%
BCBS - Anthem Medicare|All Plans $204.15 ↑ +24%
Kaiser Medicare|All Plans $204.15 ↑ +24%
Blue Shield CA Commercial|Exchange $262.88 ↑ +59%
Aetna Commercial|Gatekeeper $277.76 ↑ +68%
PrimeCare Commercial|All Plans $277.76 ↑ +68%
PrimeCare Medicare|All Plans $277.76 ↑ +68%
HPN Medicare|Senior $292.64 ↑ +77%
DHMG Commercial|All Plans $296.02 ↑ +79%
Cigna Commercial|All Other Plans $307.52 ↑ +86%
Cigna Commercial|PPO $307.52 ↑ +86%
HPN Commercial|All Plans $312.48 ↑ +89%
Redlands Commercial|All Plans $322.40 ↑ +95%
First Health Commercial|All Plans $327.36 ↑ +98%
Aetna Commercial|Non-Gatekeeper $332.32 ↑ +101%
EPIC Health Commercial|All Plans $347.06 ↑ +110%
Blue Shield CA Commercial|All Other Plans $372.00 ↑ +125%
MultiPlan Commercial|All Plans $396.80 ↑ +140%
Naphcare Commercial|All Plans $398.09 ↑ +141%
Healthsmart Commercial|All Plans $406.72 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $421.60 ↑ +155%
HPN Medicaid|All Plans $639.00 ↑ +287%
United Commercial|HMO $2,463.00 ↑ +1391%
United Commercial|All Other Plans $2,738.00 ↑ +1558%

Visitor-reported prices

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Alcohol/subs interv >30 min at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $207.63 $90.92 – $531.00
Arroyo Grande Hospital Santa Maria $197.31 $204.15 – $451.78
French Hospital San Luis Obispo $180.72 $124.47 – $451.78
Dominican Hospital Santa Cruz $283.50 $220.74 – $690.92
Northridge Hospital Medical Center Northridge $117.46 $80.61 – $421.00
California Hospital Medical Center Los Angeles $202.73 $75.76 – $330.22
St. Mary Medical Center Long Beach $203.82 $60.61 – $474.00
Glendale Memorial Hospital Health Center Glendale $100.74 $75.77 – $255.19

All California hospitals for this procedure →