Albumin (microalbumin) 24 hour urine quantitative at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$4.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$13.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1.17 with Blue Shield CA vs $36.45 with Care 1st — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $1.17 | ↓ -73% |
| Kaiser | Commercial|All Plans | $1.35 | ↓ -69% |
| Blue Shield CA | Commercial|All Other Plans | $1.76 | ↓ -59% |
| HPN | Medicare|Senior | $2.66 | ↓ -39% |
| BCBS - Anthem | Commercial|Exchange | $2.66 | ↓ -39% |
| HPN | Commercial|All Plans | $2.84 | ↓ -34% |
| First Health | Commercial|All Plans | $2.97 | ↓ -31% |
| MultiPlan | Commercial|All Plans | $3.60 | ↓ -17% |
| Healthsmart | Commercial|All Plans | $3.69 | ↓ -15% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $3.78 | ↓ -13% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $3.78 | ↓ -13% |
| Blue Shield CA | Medicare|BlueShield Promise | $3.83 | ↓ -12% |
| Kaiser | Medicaid|All Plans | $3.87 | ↓ -11% |
| Central Health Plan | Medicare|All Plans | $4.50 | ↑ +4% |
| BCBS - Anthem | Medicaid|All Plans | $4.50 | ↑ +4% |
| BCBS - Anthem | Medicare|All Plans | $4.50 | ↑ +4% |
| BCBS - Anthem | Commercial|MCS | $4.50 | ↑ +4% |
| IHCG | Medicare|All Plans | $4.50 | ↑ +4% |
| Humana | Medicare|All Plans | $4.50 | ↑ +4% |
| Aetna | Commercial|Gatekeeper | $4.50 | ↑ +4% |
| Aetna | Commercial|Non-Gatekeeper | $4.50 | ↑ +4% |
| First Health | Medicare|All Plans | $4.50 | ↑ +4% |
| Molina | Medicare|All Plans | $4.50 | ↑ +4% |
| Molina | Medicaid|< 21 | $4.50 | ↑ +4% |
| Molina | Medicaid|> 21 | $4.50 | ↑ +4% |
| United | Commercial|All Other Plans | $4.50 | ↑ +4% |
| United | Medicare|All Plans | $4.50 | ↑ +4% |
| United | Commercial|HMO | $4.50 | ↑ +4% |
| Health Net | Medicare|All Plans | $4.50 | ↑ +4% |
| Kaiser | Medicare|All Plans | $4.50 | ↑ +4% |
| Partnership Health Plan | Medicaid|> 21 | $4.50 | ↑ +4% |
| Scan Health Plan | Medicare|All Plans | $4.50 | ↑ +4% |
| LA Care | Medicaid|< 21 | $4.50 | ↑ +4% |
| LA Care | Medicaid|> 21 | $4.50 | ↑ +4% |
| Inland Empire Health Plan | Medicaid|All Plans | $4.50 | ↑ +4% |
| Inland Empire Health Plan | Medicare|All Plans | $4.50 | ↑ +4% |
| Epic Health | Medicare|All Plans | $4.50 | ↑ +4% |
| Patton | Medicare|All Plans | $4.50 | ↑ +4% |
| IHCG | Medicaid|All Plans | $4.50 | ↑ +4% |
| Blue Shield CA | Medicare|All Other Plans | $4.50 | ↑ +4% |
| Partnership Health Plan | Medicaid|< 21 | $4.50 | ↑ +4% |
| Health Net | Medicaid|All Plans | $5.54 | ↑ +28% |
| Redlands | Commercial|All Plans | $6.53 | ↑ +51% |
| DHMG | Commercial|All Plans | $6.53 | ↑ +51% |
| EPIC Health | Commercial|All Plans | $7.65 | ↑ +77% |
| Naphcare | Commercial|All Plans | $8.78 | ↑ +103% |
| HPN | Medicaid|All Plans | $10.69 | ↑ +147% |
| Cigna | Commercial|All Other Plans | $16.59 | ↑ +283% |
| Cigna | Commercial|PPO | $16.59 | ↑ +283% |
| Care 1st | Medicaid|All Plans | $36.45 | ↑ +742% |
Visitor-reported prices
Comments
Albumin (microalbumin) 24 hour urine quantitative at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $8.22 | $0.90 – $36.45 |
| St. John's Camarillo Hospital | Camarillo | $131.40 | $1.22 – $15.35 |
| Banner Lassen Medical Center | Susanville | $13.15 | $1.16 – $8.38 |
| Petaluma Valley Hospital | Petaluma | $295.29 | $5.66 – $47.26 |
| Arroyo Grande Hospital | Santa Maria | $72.34 | $2.25 – $14.90 |
| Mark Twain Medical Center | San Andreas | $79.92 | $5.78 – $14.17 |
| French Hospital | San Luis Obispo | $66.25 | $1.22 – $17.52 |
| Mercy Hospitals – Bakersfield | Bakersfield | $6.68 | $2.25 – $16.62 |