Afo sing upright with adjust s at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$422.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$254.00 with Redlands vs $1,574.55 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $254.00 ↓ -40%
PrimeCare Medicare|All Plans $279.40 ↓ -34%
PrimeCare Commercial|All Plans $279.40 ↓ -34%
Molina Medicaid|< 21 $292.10 ↓ -31%
Molina Medicaid|> 21 $292.10 ↓ -31%
Partnership Health Plan Medicaid|< 21 $314.91 ↓ -26%
LA Care Medicaid|> 21 $314.91 ↓ -26%
LA Care Medicaid|< 21 $314.91 ↓ -26%
Partnership Health Plan Medicaid|> 21 $314.91 ↓ -26%
BCBS - Anthem Medicaid|All Plans $317.50 ↓ -25%
BCBS - Anthem Commercial|Exchange $381.00 ↓ -10%
Kaiser Commercial|All Plans $381.00 ↓ -10%
Blue Shield CA Commercial|Exchange $431.80 ↑ +2%
HPN Medicaid|All Plans $461.97 ↑ +9%
Health Net Medicaid|All Plans $476.43 ↑ +13%
Aetna Commercial|Gatekeeper $482.60 ↑ +14%
BCBS - Anthem Commercial|Non-MCS HMO $520.70 ↑ +23%
BCBS - Anthem Commercial|MCS $546.10 ↑ +29%
BCBS - Anthem Commercial|Non-MCS PPO $546.10 ↑ +29%
Cigna Commercial|All Other Plans $558.80 ↑ +32%
Cigna Commercial|PPO $558.80 ↑ +32%
Inland Empire Health Plan Medicaid|All Plans $571.50 ↑ +35%
Aetna Commercial|Non-Gatekeeper $584.20 ↑ +38%
Health Net Commercial|EPPO $596.90 ↑ +41%
HPN Medicare|Senior $596.90 ↑ +41%
HPN Commercial|All Plans $609.60 ↑ +44%
Blue Shield CA Commercial|All Other Plans $660.40 ↑ +56%
Health Net Commercial|Care Product $673.10 ↑ +59%
Health Net Commercial|All Other Plans $736.60 ↑ +74%
United Commercial|All Other Plans $736.60 ↑ +74%
United Commercial|HMO $774.70 ↑ +83%
First Health Commercial|All Plans $838.20 ↑ +98%
MultiPlan Commercial|All Plans $1,016.00 ↑ +140%
Healthsmart Commercial|All Plans $1,041.40 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $1,079.50 ↑ +155%
Care 1st Medicaid|All Plans $1,574.55 ↑ +272%

Visitor-reported prices

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Afo sing upright with adjust s at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $496.57 $266.70 – $1,574.55
St. John's Camarillo Hospital Camarillo $576.41 $315.84 – $1,026.48
St. Mary Medical Center Long Beach $546.10 $254.00 – $1,574.55
Glendale Memorial Hospital Health Center Glendale $414.02 $40.00 – $1,332.07
Providence Cedars-Sinai Tarzana Medical Center Tarzana not published $418.92 – $775.00
Providence Saint Joseph Medical Center Burbank not published $418.92 – $775.00
Providence St Joseph Hospital Orange Orange not published $356.08 – $775.00
Providence Holy Cross Medical Center Mission Hills not published $418.92 – $775.00

All California hospitals for this procedure →