_afb org id by sequencing rflx ast-sendout at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$53.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$159.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.11 with Blue Shield CA vs $512.70 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $27.11 ↓ -49%
Kaiser Commercial|All Plans $31.28 ↓ -41%
Blue Shield CA Commercial|All Other Plans $40.67 ↓ -23%
BCBS - Anthem Commercial|Exchange $61.52 ↑ +16%
HPN Medicare|Senior $61.52 ↑ +16%
HPN Commercial|All Plans $65.69 ↑ +24%
First Health Commercial|All Plans $68.82 ↑ +30%
MultiPlan Commercial|All Plans $83.41 ↑ +57%
Healthsmart Commercial|All Plans $85.50 ↑ +61%
BCBS - Anthem Commercial|Non-MCS HMO $87.58 ↑ +65%
BCBS - Anthem Commercial|Non-MCS PPO $87.58 ↑ +65%
Blue Shield CA Medicare|BlueShield Promise $88.63 ↑ +67%
Kaiser Medicaid|All Plans $89.67 ↑ +69%
LA Care Medicaid|< 21 $102.54 ↑ +93%
LA Care Medicaid|> 21 $102.54 ↑ +93%
Partnership Health Plan Medicaid|< 21 $102.54 ↑ +93%
Partnership Health Plan Medicaid|> 21 $102.54 ↑ +93%
Blue Shield CA Medicare|All Other Plans $104.26 ↑ +96%
Scan Health Plan Medicare|All Plans $104.26 ↑ +96%
IHCG Medicare|All Plans $104.26 ↑ +96%
Humana Medicare|All Plans $104.26 ↑ +96%
Aetna Commercial|Gatekeeper $104.26 ↑ +96%
Aetna Commercial|Non-Gatekeeper $104.26 ↑ +96%
First Health Medicare|All Plans $104.26 ↑ +96%
Molina Medicare|All Plans $104.26 ↑ +96%
Molina Medicaid|< 21 $104.26 ↑ +96%
Molina Medicaid|> 21 $104.26 ↑ +96%
United Commercial|All Other Plans $104.26 ↑ +96%
United Medicare|All Plans $104.26 ↑ +96%
United Commercial|HMO $104.26 ↑ +96%
Health Net Medicare|All Plans $104.26 ↑ +96%
Kaiser Medicare|All Plans $104.26 ↑ +96%
Central Health Plan Medicare|All Plans $104.26 ↑ +96%
BCBS - Anthem Medicaid|All Plans $104.26 ↑ +96%
BCBS - Anthem Medicare|All Plans $104.26 ↑ +96%
BCBS - Anthem Commercial|MCS $104.26 ↑ +96%
Inland Empire Health Plan Medicaid|All Plans $104.26 ↑ +96%
Inland Empire Health Plan Medicare|All Plans $104.26 ↑ +96%
Epic Health Medicare|All Plans $104.26 ↑ +96%
Patton Medicare|All Plans $104.26 ↑ +96%
IHCG Medicaid|All Plans $104.26 ↑ +96%
Health Net Medicaid|All Plans $128.24 ↑ +141%
HPN Medicaid|All Plans $150.43 ↑ +183%
Redlands Commercial|All Plans $151.18 ↑ +185%
DHMG Commercial|All Plans $151.18 ↑ +185%
EPIC Health Commercial|All Plans $177.25 ↑ +234%
Naphcare Commercial|All Plans $203.31 ↑ +283%
Cigna Commercial|PPO $330.89 ↑ +523%
Cigna Commercial|All Other Plans $330.89 ↑ +523%
Care 1st Medicaid|All Plans $512.70 ↑ +865%

Visitor-reported prices

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_afb org id by sequencing rflx ast-sendout at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $62.37 $20.86 – $512.70
St. John's Camarillo Hospital Camarillo $69.87 $28.16 – $306.07
Banner Lassen Medical Center Susanville $77.00 $14.76 – $169.19
Arroyo Grande Hospital Santa Maria $199.09 $52.13 – $297.22
French Hospital San Luis Obispo $182.34 $28.16 – $349.41
Mercy Hospitals – Bakersfield Bakersfield $59.18 $52.13 – $331.49
Bakersfield Memorial Hospital Bakersfield $58.54 $52.13 – $331.49
St. Joseph's Behavioral Health Center Stockton $91.08 $10.43 – $83.41

All California hospitals for this procedure →