_afb id by dna probe rflx ast at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$28.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$85.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.23 with Blue Shield CA vs $81.20 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $4.23 ↓ -85%
Kaiser Commercial|All Plans $4.88 ↓ -83%
Blue Shield CA Commercial|All Other Plans $6.34 ↓ -78%
HPN Medicare|Senior $9.59 ↓ -66%
BCBS - Anthem Commercial|Exchange $9.59 ↓ -66%
HPN Commercial|All Plans $10.24 ↓ -64%
First Health Commercial|All Plans $10.72 ↓ -62%
MultiPlan Commercial|All Plans $13.00 ↓ -54%
Healthsmart Commercial|All Plans $13.32 ↓ -53%
BCBS - Anthem Commercial|Non-MCS HMO $13.65 ↓ -52%
BCBS - Anthem Commercial|Non-MCS PPO $13.65 ↓ -52%
Blue Shield CA Medicare|BlueShield Promise $13.81 ↓ -51%
Kaiser Medicaid|All Plans $13.97 ↓ -51%
Central Health Plan Medicare|All Plans $16.24 ↓ -43%
BCBS - Anthem Medicaid|All Plans $16.24 ↓ -43%
BCBS - Anthem Medicare|All Plans $16.24 ↓ -43%
BCBS - Anthem Commercial|MCS $16.24 ↓ -43%
IHCG Medicare|All Plans $16.24 ↓ -43%
Humana Medicare|All Plans $16.24 ↓ -43%
Aetna Commercial|Gatekeeper $16.24 ↓ -43%
Aetna Commercial|Non-Gatekeeper $16.24 ↓ -43%
First Health Medicare|All Plans $16.24 ↓ -43%
Molina Medicare|All Plans $16.24 ↓ -43%
Molina Medicaid|< 21 $16.24 ↓ -43%
Molina Medicaid|> 21 $16.24 ↓ -43%
United Commercial|All Other Plans $16.24 ↓ -43%
United Medicare|All Plans $16.24 ↓ -43%
United Commercial|HMO $16.24 ↓ -43%
Health Net Medicare|All Plans $16.24 ↓ -43%
Kaiser Medicare|All Plans $16.24 ↓ -43%
Partnership Health Plan Medicaid|> 21 $16.24 ↓ -43%
Scan Health Plan Medicare|All Plans $16.24 ↓ -43%
LA Care Medicaid|< 21 $16.24 ↓ -43%
LA Care Medicaid|> 21 $16.24 ↓ -43%
Inland Empire Health Plan Medicaid|All Plans $16.24 ↓ -43%
Inland Empire Health Plan Medicare|All Plans $16.24 ↓ -43%
Epic Health Medicare|All Plans $16.24 ↓ -43%
Patton Medicare|All Plans $16.24 ↓ -43%
IHCG Medicaid|All Plans $16.24 ↓ -43%
Blue Shield CA Medicare|All Other Plans $16.24 ↓ -43%
Partnership Health Plan Medicaid|< 21 $16.24 ↓ -43%
Health Net Medicaid|All Plans $19.98 ↓ -29%
Redlands Commercial|All Plans $23.55 ↓ -17%
DHMG Commercial|All Plans $23.55 ↓ -17%
HPN Medicaid|All Plans $23.82 ↓ -16%
EPIC Health Commercial|All Plans $27.61 ↓ -2%
Naphcare Commercial|All Plans $31.67 ↑ +12%
Cigna Commercial|All Other Plans $57.50 ↑ +103%
Cigna Commercial|PPO $57.50 ↑ +103%
Care 1st Medicaid|All Plans $81.20 ↑ +187%

Visitor-reported prices

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_afb id by dna probe rflx ast at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $35.19 $3.25 – $81.20
St. John's Camarillo Hospital Camarillo $49.05 $14.04 – $53.19
Petaluma Valley Hospital Petaluma $160.14 $19.65 – $163.55
Arroyo Grande Hospital Santa Maria $78.76 $16.04 – $79.38
Mark Twain Medical Center San Andreas $33.39 $16.24 – $49.13
French Hospital San Luis Obispo $72.13 $16.04 – $94.08
Mercy Hospitals – Bakersfield Bakersfield $19.30 $16.24 – $57.61
Bakersfield Memorial Hospital Bakersfield $19.09 $16.24 – $57.61

All California hospitals for this procedure →