Aep thrshld est mlt freq i&r at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$218.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$655.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.64 with LA Care vs $5,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $104.64 ↓ -52%
Partnership Health Plan Medicaid|< 21 $104.64 ↓ -52%
Partnership Health Plan Medicaid|> 21 $104.64 ↓ -52%
LA Care Medicaid|< 21 $104.64 ↓ -52%
Molina Medicaid|< 21 $147.54 ↓ -32%
Molina Medicaid|> 21 $147.54 ↓ -32%
HPN Medicaid|All Plans $153.51 ↓ -30%
Health Net Medicaid|All Plans $158.31 ↓ -27%
Redlands Commercial|All Plans $189.95 ↓ -13%
Kaiser Commercial|All Plans $196.50 ↓ -10%
Inland Empire Health Plan Medicaid|All Plans $209.28 ↓ -4%
BCBS - Anthem Medicaid|All Plans $264.98 ↑ +21%
Kaiser Medicaid|All Plans $340.27 ↑ +56%
HPN Medicare|Senior $386.45 ↑ +77%
United Medicare|All Plans $395.66 ↑ +81%
Humana Medicare|All Plans $395.66 ↑ +81%
First Health Medicare|All Plans $395.66 ↑ +81%
Molina Medicare|All Plans $395.66 ↑ +81%
Health Net Medicare|All Plans $395.66 ↑ +81%
Kaiser Medicare|All Plans $395.66 ↑ +81%
Central Health Plan Medicare|All Plans $395.66 ↑ +81%
BCBS - Anthem Medicare|All Plans $395.66 ↑ +81%
Blue Shield CA Medicare|All Other Plans $395.66 ↑ +81%
Scan Health Plan Medicare|All Plans $395.66 ↑ +81%
Inland Empire Health Plan Medicare|All Plans $395.66 ↑ +81%
Epic Health Medicare|All Plans $395.66 ↑ +81%
Patton Medicare|All Plans $395.66 ↑ +81%
HPN Commercial|All Plans $412.65 ↑ +89%
First Health Commercial|All Plans $432.30 ↑ +98%
Care 1st Medicaid|All Plans $523.20 ↑ +140%
MultiPlan Commercial|All Plans $524.00 ↑ +140%
Healthsmart Commercial|All Plans $537.10 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $556.75 ↑ +155%
DHMG Commercial|All Plans $573.71 ↑ +163%
EPIC Health Commercial|All Plans $672.62 ↑ +208%
Naphcare Commercial|All Plans $771.54 ↑ +254%
Health Net Commercial|EPPO $1,334.00 ↑ +512%
Health Net Commercial|Care Product $1,520.00 ↑ +597%
Health Net Commercial|All Other Plans $1,655.00 ↑ +659%
United Commercial|HMO $5,761.00 ↑ +2541%
United Commercial|All Other Plans $5,960.00 ↑ +2632%

Visitor-reported prices

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Aep thrshld est mlt freq i&r at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $458.65 $104.64 – $7,832.00
St. John's Camarillo Hospital Camarillo $268.94 $158.31 – $702.96
Queen of The Valley Medical Center Napa $543.15 $306.58 – $306.58
Providence Mission Hospital - Mission Viejo Mission Viejo $251.04 $236.06 – $513.77
Northridge Hospital Medical Center Northridge $602.92 $104.64 – $3,827.00
St. Mary Medical Center Long Beach $401.19 $94.18 – $933.00
Providence Saint Joseph Medical Center Burbank $900.55 $277.71 – $513.77
Glendale Memorial Hospital Health Center Glendale $320.79 $104.64 – $787.20

All California hospitals for this procedure →