Ablation cardiac vagal inputs atrium at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,405.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$7,223.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.34 with Care 1st vs $2,666.88 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicaid|All Plans $54.34 ↓ -98%
Redlands Commercial|All Plans $60.61 ↓ -97%
Kaiser Commercial|All Plans $62.70 ↓ -97%
HPN Medicare|Senior $123.31 ↓ -95%
HPN Commercial|All Plans $131.67 ↓ -95%
First Health Commercial|All Plans $137.94 ↓ -94%
IHCG Medicaid|All Plans $159.96 ↓ -93%
IHCG Medicare|All Plans $160.41 ↓ -93%
MultiPlan Commercial|All Plans $167.20 ↓ -93%
Kaiser Medicaid|All Plans $170.97 ↓ -93%
Healthsmart Commercial|All Plans $171.38 ↓ -93%
Blue Shield CA Medicare|BlueShield Promise $177.65 ↓ -93%
Humana Medicare|All Plans $198.80 ↓ -92%
Health Net Medicare|All Plans $198.80 ↓ -92%
Blue Shield CA Medicare|All Other Plans $198.80 ↓ -92%
Scan Health Plan Medicare|All Plans $198.80 ↓ -92%
Molina Medicare|All Plans $198.80 ↓ -92%
First Health Medicare|All Plans $198.80 ↓ -92%
Inland Empire Health Plan Medicare|All Plans $198.80 ↓ -92%
Epic Health Medicare|All Plans $198.80 ↓ -92%
Patton Medicare|All Plans $198.80 ↓ -92%
United Medicare|All Plans $198.80 ↓ -92%
Kaiser Medicare|All Plans $198.80 ↓ -92%
Central Health Plan Medicare|All Plans $198.80 ↓ -92%
BCBS - Anthem Medicare|All Plans $198.80 ↓ -92%
DHMG Commercial|All Plans $288.26 ↓ -88%
EPIC Health Commercial|All Plans $337.96 ↓ -86%
Naphcare Commercial|All Plans $387.66 ↓ -84%
United Commercial|All Other Plans $1,277.88 ↓ -47%
Health Net Commercial|EPPO $1,334.00 ↓ -45%
Health Net Commercial|Care Product $1,520.00 ↓ -37%
Health Net Commercial|All Other Plans $1,655.00 ↓ -31%
United Commercial|HMO $2,666.88 ↑ +11%

Visitor-reported prices

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Ablation cardiac vagal inputs atrium at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,094.80 $198.80 – $1,000.00
St. John's Camarillo Hospital Camarillo $5,432.08 $167.40 – $483.60
Arroyo Grande Hospital Santa Maria $3,904.22 $198.80 – $899.64
French Hospital San Luis Obispo $3,575.83 $198.80 – $899.64
Bakersfield Memorial Hospital Bakersfield $13,539.74 $54.81 – $198.80
Queen of The Valley Medical Center Napa $3,460.86 $182.70 – $2,747.00
Providence St Joseph Hospital Eureka Eureka $4,131.00 $165.49 – $2,699.00
St. Joseph's Medical Center Stockton Stockton $6,606.77 $40.53 – $193.00

All California hospitals for this procedure →