Ablate heart dysrhythm focus at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$15,422.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$46,313.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$821.29 with Partnership Health Plan vs $39,366.05 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $821.29 ↓ -95%
Partnership Health Plan Medicaid|> 21 $821.29 ↓ -95%
LA Care Medicaid|> 21 $821.29 ↓ -95%
LA Care Medicaid|< 21 $821.29 ↓ -95%
Health Net Medicaid|All Plans $1,010.19 ↓ -93%
BCBS - Anthem Medicaid|All Plans $1,539.92 ↓ -90%
Molina Medicaid|> 21 $1,835.89 ↓ -88%
Molina Medicaid|< 21 $1,835.89 ↓ -88%
HPN Medicaid|All Plans $1,910.11 ↓ -88%
Inland Empire Health Plan Medicaid|All Plans $2,053.23 ↓ -87%
Health Net Commercial|EPPO $4,477.00 ↓ -71%
Health Net Commercial|Care Product $5,099.00 ↓ -67%
BCBS - Anthem Commercial|Non-MCS HMO $5,357.00 ↓ -65%
Health Net Commercial|All Other Plans $5,556.00 ↓ -64%
United Commercial|All Other Plans $6,210.00 ↓ -60%
United Commercial|HMO $6,367.00 ↓ -59%
Care 1st Medicaid|All Plans $6,510.25 ↓ -58%
IHCG Medicaid|All Plans $6,804.94 ↓ -56%
IHCG Medicare|All Plans $6,824.36 ↓ -56%
Kaiser Medicaid|All Plans $8,291.64 ↓ -46%
United Medicare|All Plans $9,641.44 ↓ -37%
Humana Medicare|All Plans $9,641.44 ↓ -37%
First Health Medicare|All Plans $9,641.44 ↓ -37%
Molina Medicare|All Plans $9,641.44 ↓ -37%
Health Net Medicare|All Plans $9,641.44 ↓ -37%
Kaiser Medicare|All Plans $9,641.44 ↓ -37%
Central Health Plan Medicare|All Plans $9,641.44 ↓ -37%
BCBS - Anthem Medicare|All Plans $9,641.44 ↓ -37%
Blue Shield CA Medicare|All Other Plans $9,641.44 ↓ -37%
Scan Health Plan Medicare|All Plans $9,641.44 ↓ -37%
Inland Empire Health Plan Medicare|All Plans $9,641.44 ↓ -37%
Epic Health Medicare|All Plans $9,641.44 ↓ -37%
Patton Medicare|All Plans $9,641.44 ↓ -37%
Redlands Commercial|All Plans $13,430.77 ↓ -13%
Kaiser Commercial|All Plans $13,893.90 ↓ -10%
DHMG Commercial|All Plans $13,980.09 ↓ -9%
BCBS - Anthem Commercial|Exchange $14,273.00 ↓ -7%
EPIC Health Commercial|All Plans $16,390.45 ↑ +6%
Blue Shield CA Commercial|Exchange $16,775.00 ↑ +9%
Naphcare Commercial|All Plans $18,800.81 ↑ +22%
BCBS - Anthem Commercial|Non-MCS PPO $20,390.00 ↑ +32%
Aetna Commercial|Gatekeeper $25,828.00 ↑ +67%
Blue Shield CA Commercial|All Other Plans $26,177.00 ↑ +70%
HPN Medicare|Senior $27,324.67 ↑ +77%
HPN Commercial|All Plans $29,177.19 ↑ +89%
First Health Commercial|All Plans $30,566.58 ↑ +98%
Aetna Commercial|Non-Gatekeeper $30,595.00 ↑ +98%
BCBS - Anthem Commercial|MCS $32,828.00 ↑ +113%
Cigna Commercial|All Other Plans $36,124.14 ↑ +134%
Cigna Commercial|PPO $36,124.14 ↑ +134%
MultiPlan Commercial|All Plans $37,050.40 ↑ +140%
Healthsmart Commercial|All Plans $37,976.66 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $39,366.05 ↑ +155%

Visitor-reported prices

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Ablate heart dysrhythm focus at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $5,473.61 $821.29 – $18,800.81
St. John's Camarillo Hospital Camarillo $9,175.23 $792.50 – $20,948.00
Arroyo Grande Hospital Santa Maria $9,448.96 $821.29 – $22,077.00
French Hospital San Luis Obispo $8,383.71 $821.29 – $20,959.26
Bakersfield Memorial Hospital Bakersfield $14,893.60 $821.29 – $39,364.54
Queen of The Valley Medical Center Napa $8,890.32 $11,074.44 – $35,965.00
St. Joseph's Medical Center Stockton Stockton $11,604.18 $821.29 – $32,365.40
Santa Rosa Memorial Hospital Santa Rosa $13,824.57 $10,852.95 – $15,575.00

All California hospitals for this procedure →