Ablate arrhythmia add on at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$7,295.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,909.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$378.45 with Partnership Health Plan vs $32,828.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $378.45 ↓ -95%
Partnership Health Plan Medicaid|< 21 $378.45 ↓ -95%
LA Care Medicaid|> 21 $378.45 ↓ -95%
LA Care Medicaid|< 21 $378.45 ↓ -95%
Health Net Medicaid|All Plans $465.49 ↓ -94%
Molina Medicaid|< 21 $589.79 ↓ -92%
Molina Medicaid|> 21 $589.79 ↓ -92%
HPN Medicaid|All Plans $613.63 ↓ -92%
Inland Empire Health Plan Medicaid|All Plans $659.60 ↓ -91%
BCBS - Anthem Medicaid|All Plans $2,012.09 ↓ -72%
Care 1st Medicaid|All Plans $2,091.45 ↓ -71%
BCBS - Anthem Commercial|Non-MCS HMO $5,357.00 ↓ -27%
Blue Shield CA Commercial|All Other Plans $6,020.00 ↓ -17%
Redlands Commercial|All Plans $6,353.61 ↓ -13%
Kaiser Commercial|All Plans $6,572.70 ↓ -10%
Blue Shield CA Commercial|Exchange $7,039.00 ↓ -4%
United Commercial|All Other Plans $10,078.14 ↑ +38%
BCBS - Anthem Commercial|Exchange $14,273.00 ↑ +96%
First Health Commercial|All Plans $14,459.94 ↑ +98%
HPN Medicare|Senior $14,679.03 ↑ +101%
HPN Commercial|All Plans $15,993.57 ↑ +119%
Cigna Commercial|All Other Plans $17,089.02 ↑ +134%
Cigna Commercial|PPO $17,089.02 ↑ +134%
MultiPlan Commercial|All Plans $17,527.20 ↑ +140%
Healthsmart Commercial|All Plans $17,965.38 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $18,622.65 ↑ +155%
BCBS - Anthem Commercial|Non-MCS PPO $20,390.00 ↑ +179%
United Commercial|HMO $21,032.64 ↑ +188%
Health Net Commercial|EPPO $24,057.00 ↑ +230%
Aetna Commercial|Gatekeeper $25,828.00 ↑ +254%
Health Net Commercial|Care Product $28,586.00 ↑ +292%
Aetna Commercial|Non-Gatekeeper $30,595.00 ↑ +319%
Health Net Commercial|All Other Plans $31,206.00 ↑ +328%
BCBS - Anthem Commercial|MCS $32,828.00 ↑ +350%

Visitor-reported prices

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Ablate arrhythmia add on at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $2,617.75 $378.45 – $6,695.00
St. John's Camarillo Hospital Camarillo $20,936.84 $465.49 – $47,801.00
Arroyo Grande Hospital Santa Maria $1,539.09 $378.45 – $3,596.00
French Hospital San Luis Obispo $1,409.64 $378.45 – $3,524.08
Bakersfield Memorial Hospital Bakersfield $7,018.51 $378.45 – $18,932.76
Queen of The Valley Medical Center Napa $995.52 $2,747.00 – $16,692.00
St. Joseph's Medical Center Stockton Stockton $7,989.75 $329.80 – $26,088.96
Santa Rosa Memorial Hospital Santa Rosa $3,190.05 $1,716.00 – $12,908.00

All California hospitals for this procedure →