Abdominal CT scan (with contrast) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$2,612.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,846.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$168.54 with IHCG vs $6,669.10 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $168.54 | ↓ -94% |
| IHCG | Medicare|All Plans | $169.02 | ↓ -94% |
| Kaiser | Medicaid|All Plans | $194.52 | ↓ -93% |
| Patton | Medicare|All Plans | $226.19 | ↓ -91% |
| Humana | Medicare|All Plans | $226.19 | ↓ -91% |
| Molina | Medicare|All Plans | $226.19 | ↓ -91% |
| United | Medicare|All Plans | $226.19 | ↓ -91% |
| Health Net | Medicare|All Plans | $226.19 | ↓ -91% |
| Scan Health Plan | Medicare|All Plans | $226.19 | ↓ -91% |
| Blue Shield CA | Medicare|All Other Plans | $226.19 | ↓ -91% |
| Kaiser | Medicare|All Plans | $226.19 | ↓ -91% |
| Central Health Plan | Medicare|All Plans | $226.19 | ↓ -91% |
| Inland Empire Health Plan | Medicare|All Plans | $226.19 | ↓ -91% |
| BCBS - Anthem | Medicare|All Plans | $226.19 | ↓ -91% |
| Epic Health | Medicare|All Plans | $226.19 | ↓ -91% |
| First Health | Medicare|All Plans | $226.19 | ↓ -91% |
| Partnership Health Plan | Medicaid|> 21 | $299.45 | ↓ -89% |
| Partnership Health Plan | Medicaid|< 21 | $299.45 | ↓ -89% |
| LA Care | Medicaid|< 21 | $299.45 | ↓ -89% |
| LA Care | Medicaid|> 21 | $299.45 | ↓ -89% |
| DHMG | Commercial|All Plans | $327.98 | ↓ -87% |
| EPIC Health | Commercial|All Plans | $384.52 | ↓ -85% |
| United | Commercial|All Other Plans | $401.74 | ↓ -85% |
| United | Commercial|HMO | $401.74 | ↓ -85% |
| Molina | Medicaid|> 21 | $422.22 | ↓ -84% |
| Molina | Medicaid|< 21 | $422.22 | ↓ -84% |
| HPN | Medicaid|All Plans | $439.29 | ↓ -83% |
| Naphcare | Commercial|All Plans | $441.07 | ↓ -83% |
| Health Net | Medicaid|All Plans | $453.03 | ↓ -83% |
| BCBS - Anthem | Medicaid|All Plans | $545.49 | ↓ -79% |
| PrimeCare | Medicare|All Plans | $573.00 | ↓ -78% |
| Inland Empire Health Plan | Medicaid|All Plans | $598.89 | ↓ -77% |
| PrimeCare | Commercial|All Plans | $829.00 | ↓ -68% |
| Cigna | Commercial|All Other Plans | $891.00 | ↓ -66% |
| Cigna | Commercial|PPO | $891.00 | ↓ -66% |
| Aetna | Commercial|Gatekeeper | $997.67 | ↓ -62% |
| BCBS - Anthem | Commercial|Exchange | $998.00 | ↓ -62% |
| Aetna | Commercial|Non-Gatekeeper | $1,178.64 | ↓ -55% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,425.00 | ↓ -45% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,425.00 | ↓ -45% |
| Care 1st | Medicaid|All Plans | $1,497.25 | ↓ -43% |
| Redlands | Commercial|All Plans | $2,275.34 | ↓ -13% |
| BCBS - Anthem | Commercial|MCS | $2,294.00 | ↓ -12% |
| Kaiser | Commercial|All Plans | $2,353.80 | ↓ -10% |
| HPN | Medicare|Senior | $4,629.14 | ↑ +77% |
| HPN | Commercial|All Plans | $4,942.98 | ↑ +89% |
| First Health | Commercial|All Plans | $5,178.36 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $6,276.80 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $6,433.72 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $6,669.10 | ↑ +155% |
Visitor-reported prices
Comments
Abdominal CT scan (with contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $478.98 | $226.19 – $1,497.25 |
| St. John's Camarillo Hospital | Camarillo | $1,354.30 | $226.19 – $2,411.76 |
| Banner Lassen Medical Center | Susanville | $1,889.08 | $35.60 – $3,220.40 |
| Petaluma Valley Hospital | Petaluma | $5,307.57 | $236.37 – $1,583.70 |
| Arroyo Grande Hospital | Santa Maria | $2,604.38 | $226.19 – $4,989.18 |
| Mark Twain Medical Center | San Andreas | $6,462.87 | $299.45 – $2,081.52 |
| French Hospital | San Luis Obispo | $2,093.28 | $226.19 – $1,768.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,071.30 | $226.19 – $4,466.40 |