2d tte w or without fol w/con,co at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$565.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,697.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$492.13 with Redlands vs $5,960.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $492.13 | ↓ -13% |
| Kaiser | Commercial|All Plans | $509.10 | ↓ -10% |
| IHCG | Medicaid|All Plans | $629.72 | ↑ +11% |
| IHCG | Medicare|All Plans | $631.52 | ↑ +12% |
| Kaiser | Medicaid|All Plans | $863.31 | ↑ +53% |
| BCBS - Anthem | Commercial|Exchange | $1,001.23 | ↑ +77% |
| HPN | Medicare|Senior | $1,001.23 | ↑ +77% |
| United | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Health Net | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Molina | Medicare|All Plans | $1,003.85 | ↑ +78% |
| First Health | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Kaiser | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Central Health Plan | Medicare|All Plans | $1,003.85 | ↑ +78% |
| BCBS - Anthem | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Humana | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Blue Shield CA | Medicare|All Other Plans | $1,003.85 | ↑ +78% |
| Scan Health Plan | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Inland Empire Health Plan | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Epic Health | Medicare|All Plans | $1,003.85 | ↑ +78% |
| Patton | Medicare|All Plans | $1,003.85 | ↑ +78% |
| HPN | Commercial|All Plans | $1,069.11 | ↑ +89% |
| First Health | Commercial|All Plans | $1,120.02 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $1,357.60 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,391.54 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,425.48 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,425.48 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,442.45 | ↑ +155% |
| DHMG | Commercial|All Plans | $1,455.58 | ↑ +158% |
| BCBS - Anthem | Commercial|MCS | $1,697.00 | ↑ +200% |
| EPIC Health | Commercial|All Plans | $1,706.55 | ↑ +202% |
| Naphcare | Commercial|All Plans | $1,957.51 | ↑ +246% |
| United | Commercial|HMO | $5,761.00 | ↑ +919% |
| United | Commercial|All Other Plans | $5,960.00 | ↑ +955% |
Visitor-reported prices
Comments
2d tte w or without fol w/con,co at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $604.10 | $849.75 – $7,832.00 |
| Arroyo Grande Hospital | Santa Maria | $906.51 | $1,003.85 – $2,075.64 |
| French Hospital | San Luis Obispo | $830.26 | $571.86 – $2,075.64 |
| Mercy Hospitals – Bakersfield | Bakersfield | $908.95 | $1,003.85 – $1,960.00 |
| Bakersfield Memorial Hospital | Bakersfield | $899.15 | $875.00 – $1,382.50 |
| Providence St Joseph Hospital Eureka | Eureka | $1,131.69 | $1,008.25 – $2,282.99 |
| Redwood Memorial Hospital | Fortuna | $900.15 | $2,288.32 – $2,288.32 |
| St. Joseph's Medical Center Stockton | Stockton | $526.85 | $376.32 – $1,469.44 |