2d tee w or without fol w/con,in at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$799.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,401.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$629.72 with IHCG vs $5,960.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $629.72 | ↓ -21% |
| IHCG | Medicare|All Plans | $631.52 | ↓ -21% |
| Redlands | Commercial|All Plans | $696.29 | ↓ -13% |
| Kaiser | Commercial|All Plans | $720.30 | ↓ -10% |
| Kaiser | Medicaid|All Plans | $863.31 | ↑ +8% |
| BCBS - Anthem | Medicare|All Plans | $1,003.85 | ↑ +26% |
| First Health | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Molina | Medicare|All Plans | $1,003.85 | ↑ +26% |
| United | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Health Net | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Kaiser | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Central Health Plan | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Humana | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Blue Shield CA | Medicare|All Other Plans | $1,003.85 | ↑ +26% |
| Scan Health Plan | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Inland Empire Health Plan | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Epic Health | Medicare|All Plans | $1,003.85 | ↑ +26% |
| Patton | Medicare|All Plans | $1,003.85 | ↑ +26% |
| HPN | Medicare|Senior | $1,416.59 | ↑ +77% |
| BCBS - Anthem | Commercial|Exchange | $1,416.59 | ↑ +77% |
| DHMG | Commercial|All Plans | $1,455.58 | ↑ +82% |
| HPN | Commercial|All Plans | $1,512.63 | ↑ +89% |
| First Health | Commercial|All Plans | $1,584.66 | ↑ +98% |
| EPIC Health | Commercial|All Plans | $1,706.55 | ↑ +113% |
| MultiPlan | Commercial|All Plans | $1,920.80 | ↑ +140% |
| Naphcare | Commercial|All Plans | $1,957.51 | ↑ +145% |
| Healthsmart | Commercial|All Plans | $1,968.82 | ↑ +146% |
| Health Net | Commercial|EPPO | $1,997.00 | ↑ +150% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $2,016.84 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $2,016.84 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $2,040.85 | ↑ +155% |
| Health Net | Commercial|Care Product | $2,275.00 | ↑ +185% |
| BCBS - Anthem | Commercial|MCS | $2,401.00 | ↑ +200% |
| Health Net | Commercial|All Other Plans | $2,478.00 | ↑ +210% |
| United | Commercial|HMO | $5,761.00 | ↑ +621% |
| United | Commercial|All Other Plans | $5,960.00 | ↑ +645% |
Visitor-reported prices
Comments
2d tee w or without fol w/con,in at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $1,665.35 | $1,003.85 – $3,813.18 |
| Mark Twain Medical Center | San Andreas | $1,969.37 | $764.98 – $2,897.86 |
| French Hospital | San Luis Obispo | $1,525.28 | $642.60 – $2,332.40 |
| Mercy Hospitals – Bakersfield | Bakersfield | $911.55 | $1,003.85 – $1,965.60 |
| Bakersfield Memorial Hospital | Bakersfield | $2,653.78 | $1,003.85 – $1,941.03 |
| Providence St Joseph Hospital Eureka | Eureka | $1,563.66 | $1,008.25 – $6,127.00 |
| St. Joseph's Medical Center Stockton | Stockton | $2,620.13 | $952.80 – $7,307.84 |
| Santa Rosa Memorial Hospital | Santa Rosa | $1,453.50 | $1,090.80 – $1,726.40 |