X-ray surgical specimen at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$504.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,289.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.45 with Aetna vs $2,528.83 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Commercial|Gatekeeper | $19.45 | ↓ -96% |
| Kaiser | Medicaid|< 21 | $20.77 | ↓ -96% |
| LA Care | Medicaid|> 21 | $20.77 | ↓ -96% |
| LA Care | Medicaid|< 21 | $20.77 | ↓ -96% |
| Partnership Health Plan | Medicaid|> 21 | $20.77 | ↓ -96% |
| Partnership Health Plan | Medicaid|< 21 | $20.77 | ↓ -96% |
| Kaiser | Medicaid|> 21 | $20.77 | ↓ -96% |
| Aetna | Commercial|Non-Gatekeeper | $23.37 | ↓ -95% |
| Molina | Medicaid|All Plans | $29.08 | ↓ -94% |
| HPN | Medicaid|All Plans | $30.47 | ↓ -94% |
| Health Net | Medicaid|> 21 | $31.43 | ↓ -94% |
| Health Net | Medicaid|< 21 | $31.43 | ↓ -94% |
| Inland Empire Health Plan | Medicaid|All Plans | $41.54 | ↓ -92% |
| BCBS - Anthem | Medicaid|All Plans | $60.02 | ↓ -88% |
| Care 1st | Medicaid|All Plans | $103.85 | ↓ -79% |
| BCBS - Anthem | Commercial|All Other Plans | $119.08 | ↓ -76% |
| BCBS - Anthem | Commercial|MCS | $148.90 | ↓ -70% |
| SBMG | Commercial|All Plans | $556.79 | ↑ +10% |
| HPN | Medicare|Senior | $680.90 | ↑ +35% |
| Redlands | Medicare|All Plans | $696.67 | ↑ +38% |
| Patton | Medicare|All Plans | $696.67 | ↑ +38% |
| Central Health Plan | Medicare|All Plans | $696.67 | ↑ +38% |
| Epic Health | Medicare|All Plans | $696.67 | ↑ +38% |
| Inland Empire Health Plan | Medicare|All Plans | $696.67 | ↑ +38% |
| BCBS - Anthem | Medicare|All Plans | $696.67 | ↑ +38% |
| Humana | Medicare|All Plans | $696.67 | ↑ +38% |
| Blue Shield CA | Medicare|All Other Plans | $696.67 | ↑ +38% |
| United | Medicare|All Plans | $696.67 | ↑ +38% |
| Molina | Medicare|All Plans | $696.67 | ↑ +38% |
| Kaiser | Medicare|All Plans | $696.67 | ↑ +38% |
| Scan Health Plan | Medicare|All Plans | $696.67 | ↑ +38% |
| HPN | Commercial|All Plans | $718.04 | ↑ +42% |
| Magellan | Commercial|All Plans | $742.80 | ↑ +47% |
| Ballards Rehab | Commercial|All Plans | $766.34 | ↑ +52% |
| Kaiser | Commercial|All Plans | $767.56 | ↑ +52% |
| First Health | Commercial|All Plans | $866.60 | ↑ +72% |
| Blue Shield CA | Medicare|BlueShield Promise | $928.50 | ↑ +84% |
| MultiPlan | Commercial|All Plans | $990.40 | ↑ +97% |
| United | Commercial|All Other Plans | $1,086.50 | ↑ +116% |
| United | Commercial|HMO | $1,086.50 | ↑ +116% |
| Epic Health | Commercial|All Plans | $1,184.34 | ↑ +135% |
| Redlands | Commercial|All Plans | $1,238.00 | ↑ +146% |
| Naphcare | Commercial|All Plans | $1,358.51 | ↑ +170% |
| Cigna | Commercial|All Other Plans | $2,528.83 | ↑ +402% |
| Cigna | Commercial|PPO | $2,528.83 | ↑ +402% |
Visitor-reported prices
Comments
X-ray surgical specimen at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $562.77 | $20.77 – $2,528.83 |
| Fresno Medical Center | FRESNO | $1,383.20 | $731.00 – $731.00 |
| St. John's Camarillo Hospital | Camarillo | $542.69 | $31.43 – $2,339.15 |
| Antioch Medical Center | ANTIOCH | $1,383.20 | $731.00 – $731.00 |
| Redwood City Medical Center | Redwood City | $1,383.20 | $731.00 – $731.00 |
| Santa Clara Medical Center | SANTA CLARA | $1,383.20 | $731.00 – $731.00 |
| Baldwin Park Medical Center | BALDWIN PARK | $1,222.00 | $498.00 – $498.00 |
| Riverside Medical Center | RIVERSIDE | $1,222.00 | $498.00 – $498.00 |