Warde 1015200 kappa light chain free at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4.89

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.50 with Blue Shield CA vs $12.50 with SBMG — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $2.50 ↓ -49%
Blue Shield CA Commercial|All Other Plans $4.25 ↓ -13%
United Commercial|All Other Plans $6.50 ↑ +33%
HPN Medicare|Senior $6.88 ↑ +41%
HPN Commercial|All Plans $7.25 ↑ +48%
Magellan Commercial|All Plans $7.50 ↑ +53%
Kaiser Commercial|All Plans $7.75 ↑ +58%
First Health Commercial|All Plans $8.75 ↑ +79%
Blue Shield CA Medicare|BlueShield Promise $9.38 ↑ +92%
MultiPlan Commercial|All Plans $10.00 ↑ +104%
United Commercial|HMO $12.13 ↑ +148%
Redlands Commercial|All Plans $12.50 ↑ +156%
SBMG Commercial|All Plans $12.50 ↑ +156%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Warde 1015200 kappa light chain free at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $4.17 $3.25 – $10.25
St. John's Camarillo Hospital Camarillo $5.48 $3.38 – $9.75
Banner Lassen Medical Center Susanville $11.89 $3.45 – $28.50
Petaluma Valley Hospital Petaluma $61.20 $16.92 – $37.98
Arroyo Grande Hospital Santa Maria $5.35 $4.25 – $8.33
Mark Twain Medical Center San Andreas $8.33 $3.24 – $12.25
French Hospital San Luis Obispo $4.90 $2.30 – $8.33
Mercy Hospitals – Bakersfield Bakersfield $4.64 $4.25 – $6.80

All California hospitals for this procedure →