Upper Back (Thoracic Spine) MRI (without contrast) at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,940.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,963.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$265.87 with LA Care vs $4,963.00 with Redlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $265.87 ↓ -86%
Partnership Health Plan Medicaid|< 21 $265.87 ↓ -86%
Kaiser Medicaid|< 21 $265.87 ↓ -86%
Kaiser Medicaid|> 21 $265.87 ↓ -86%
LA Care Medicaid|< 21 $265.87 ↓ -86%
Partnership Health Plan Medicaid|> 21 $265.87 ↓ -86%
SBMG Commercial|All Plans $269.44 ↓ -86%
Patton Medicare|All Plans $307.13 ↓ -84%
Humana Medicare|All Plans $307.13 ↓ -84%
Molina Medicare|All Plans $307.13 ↓ -84%
United Medicare|All Plans $307.13 ↓ -84%
Kaiser Medicare|All Plans $307.13 ↓ -84%
Central Health Plan Medicare|All Plans $307.13 ↓ -84%
BCBS - Anthem Medicare|All Plans $307.13 ↓ -84%
Blue Shield CA Medicare|All Other Plans $307.13 ↓ -84%
Scan Health Plan Medicare|All Plans $307.13 ↓ -84%
Inland Empire Health Plan Medicare|All Plans $307.13 ↓ -84%
Epic Health Medicare|All Plans $307.13 ↓ -84%
Redlands Medicare|All Plans $307.13 ↓ -84%
Ballards Rehab Commercial|All Plans $337.84 ↓ -83%
Molina Medicaid|All Plans $372.22 ↓ -81%
HPN Medicaid|All Plans $390.03 ↓ -80%
Health Net Medicaid|> 21 $402.23 ↓ -79%
Health Net Medicaid|< 21 $402.23 ↓ -79%
United Commercial|HMO $517.79 ↓ -73%
United Commercial|All Other Plans $517.79 ↓ -73%
Epic Health Commercial|All Plans $522.12 ↓ -73%
Inland Empire Health Plan Medicaid|All Plans $531.73 ↓ -73%
Naphcare Commercial|All Plans $598.90 ↓ -69%
Aetna Commercial|Gatekeeper $643.87 ↓ -67%
Aetna Commercial|Non-Gatekeeper $773.52 ↓ -60%
Blue Shield CA Medicare|BlueShield Promise $779.00 ↓ -60%
PrimeCare Medicare|All Plans $796.00 ↓ -59%
PrimeCare Commercial|All Plans $899.00 ↓ -54%
Cigna Commercial|All Other Plans $1,004.00 ↓ -48%
Cigna Commercial|PPO $1,004.00 ↓ -48%
BCBS - Anthem Medicaid|All Plans $1,238.79 ↓ -36%
Care 1st Medicaid|All Plans $1,329.35 ↓ -31%
BCBS - Anthem Commercial|All Other Plans $2,075.00 ↑ +7%
BCBS - Anthem Commercial|MCS $2,594.00 ↑ +34%
HPN Medicare|Senior $2,729.65 ↑ +41%
HPN Commercial|All Plans $2,878.54 ↑ +48%
Magellan Commercial|All Plans $2,977.80 ↑ +53%
Kaiser Commercial|All Plans $3,077.06 ↑ +59%
First Health Commercial|All Plans $3,474.10 ↑ +79%
MultiPlan Commercial|All Plans $3,970.40 ↑ +105%
Redlands Commercial|All Plans $4,963.00 ↑ +156%

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $2,446.89 $265.87 – $6,025.36
Fresno Medical Center FRESNO $3,645.60 $323.00 – $323.00
St. John's Camarillo Hospital Camarillo $2,081.82 $307.13 – $3,707.34
Antioch Medical Center ANTIOCH $3,645.60 $323.00 – $323.00
Redwood City Medical Center Redwood City $3,645.60 $323.00 – $323.00
Santa Clara Medical Center SANTA CLARA $3,645.60 $323.00 – $323.00
Baldwin Park Medical Center BALDWIN PARK $2,392.00 $220.00 – $220.00
Riverside Medical Center RIVERSIDE $2,392.00 $220.00 – $220.00

All California hospitals for this procedure →