Surgical pathology level 4 gross & microscopic examination at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$137.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$352.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.75 with HPN vs $294.00 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPN Medicare|Senior $13.75 ↓ -90%
HPN Commercial|All Plans $14.50 ↓ -89%
Magellan Commercial|All Plans $15.00 ↓ -89%
Kaiser Commercial|All Plans $15.50 ↓ -89%
First Health Commercial|All Plans $17.50 ↓ -87%
BCBS - Anthem Commercial|All Other Plans $18.25 ↓ -87%
Blue Shield CA Medicare|BlueShield Promise $18.75 ↓ -86%
MultiPlan Commercial|All Plans $20.00 ↓ -85%
BCBS - Anthem Commercial|MCS $22.75 ↓ -83%
LA Care Medicaid|< 21 $25.00 ↓ -82%
Humana Medicare|All Plans $25.00 ↓ -82%
Aetna Commercial|Gatekeeper $25.00 ↓ -82%
Aetna Commercial|Non-Gatekeeper $25.00 ↓ -82%
Molina Medicaid|All Plans $25.00 ↓ -82%
Molina Medicare|All Plans $25.00 ↓ -82%
United Commercial|All Other Plans $25.00 ↓ -82%
United Commercial|HMO $25.00 ↓ -82%
Partnership Health Plan Medicaid|< 21 $25.00 ↓ -82%
Partnership Health Plan Medicaid|> 21 $25.00 ↓ -82%
Scan Health Plan Medicare|All Plans $25.00 ↓ -82%
LA Care Medicaid|> 21 $25.00 ↓ -82%
Inland Empire Health Plan Medicaid|All Plans $25.00 ↓ -82%
Inland Empire Health Plan Medicare|All Plans $25.00 ↓ -82%
Epic Health Medicare|All Plans $25.00 ↓ -82%
Patton Medicare|All Plans $25.00 ↓ -82%
Redlands Commercial|All Plans $25.00 ↓ -82%
Redlands Medicare|All Plans $25.00 ↓ -82%
SBMG Commercial|All Plans $25.00 ↓ -82%
Kaiser Medicare|All Plans $25.00 ↓ -82%
Kaiser Medicaid|< 21 $25.00 ↓ -82%
Kaiser Medicaid|> 21 $25.00 ↓ -82%
Central Health Plan Medicare|All Plans $25.00 ↓ -82%
BCBS - Anthem Medicaid|All Plans $25.00 ↓ -82%
BCBS - Anthem Medicare|All Plans $25.00 ↓ -82%
Ballards Rehab Commercial|All Plans $27.50 ↓ -80%
Health Net Medicaid|> 21 $30.75 ↓ -78%
Health Net Medicaid|< 21 $30.75 ↓ -78%
Naphcare Commercial|All Plans $48.75 ↓ -65%
United Medicare|All Plans $67.89 ↓ -51%
Blue Shield CA Medicare|All Other Plans $67.89 ↓ -51%
HPN Medicaid|All Plans $86.26 ↓ -37%
Cigna Commercial|All Other Plans $99.25 ↓ -28%
Cigna Commercial|PPO $99.25 ↓ -28%
Epic Health Commercial|All Plans $115.41 ↓ -16%
Care 1st Medicaid|All Plans $294.00 ↑ +114%

Visitor-reported prices

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Surgical pathology level 4 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $221.45 $7.25 – $294.00
St. John's Camarillo Hospital Camarillo $190.10 $59.71 – $338.52
Petaluma Valley Hospital Petaluma $504.39 $70.23 – $110.13
Arroyo Grande Hospital Santa Maria $170.18 $16.70 – $89.15
Mark Twain Medical Center San Andreas $115.22 $9.75 – $37.66
French Hospital San Luis Obispo $155.86 $9.02 – $104.80
Mercy Hospitals – Bakersfield Bakersfield $135.79 $18.93 – $99.43
Bakersfield Memorial Hospital Bakersfield $134.33 $18.93 – $99.43

All California hospitals for this procedure →