New Patient Office Visit (level 4) at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$1,013.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,593.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$113.00 with Blue Shield CA vs $14,591.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $113.00 | ↓ -89% |
| LA Care | Medicaid|> 21 | $122.74 | ↓ -88% |
| LA Care | Medicaid|< 21 | $122.74 | ↓ -88% |
| Partnership Health Plan | Medicaid|< 21 | $122.74 | ↓ -88% |
| Kaiser | Medicaid|> 21 | $122.74 | ↓ -88% |
| Kaiser | Medicaid|< 21 | $122.74 | ↓ -88% |
| Partnership Health Plan | Medicaid|> 21 | $122.74 | ↓ -88% |
| BCBS - Anthem | Medicaid|All Plans | $148.25 | ↓ -85% |
| Molina | Medicaid|All Plans | $171.84 | ↓ -83% |
| Blue Shield CA | Commercial|All Other Plans | $175.00 | ↓ -83% |
| HPN | Medicaid|All Plans | $180.06 | ↓ -82% |
| Health Net | Medicaid|> 21 | $185.69 | ↓ -82% |
| Health Net | Medicaid|< 21 | $185.69 | ↓ -82% |
| Inland Empire Health Plan | Medicaid|All Plans | $197.66 | ↓ -81% |
| Care 1st | Medicaid|All Plans | $613.70 | ↓ -39% |
| HPN | Medicare|Senior | $1,426.15 | ↑ +41% |
| HPN | Commercial|All Plans | $1,503.94 | ↑ +48% |
| Magellan | Commercial|All Plans | $1,555.80 | ↑ +53% |
| Kaiser | Commercial|All Plans | $1,607.66 | ↑ +59% |
| First Health | Commercial|All Plans | $1,815.10 | ↑ +79% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,944.75 | ↑ +92% |
| MultiPlan | Commercial|All Plans | $2,074.40 | ↑ +105% |
| Redlands | Commercial|All Plans | $2,593.00 | ↑ +156% |
| SBMG | Commercial|All Plans | $2,593.00 | ↑ +156% |
| United | Commercial|All Other Plans | $7,832.00 | ↑ +672% |
| United | Commercial|HMO | $14,591.00 | ↑ +1339% |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $1,050.62 | $119.00 – $894.62 |
| St. John's Camarillo Hospital | Camarillo | $1,166.40 | $83.70 – $241.80 |
| Banner Lassen Medical Center | Susanville | $2,667.98 | $231.65 – $548.05 |
| Arroyo Grande Hospital | Santa Maria | $1,043.90 | $98.83 – $454.00 |
| Mark Twain Medical Center | San Andreas | $291.05 | $58.73 – $222.46 |
| French Hospital | San Luis Obispo | $725.20 | $98.01 – $355.74 |
| Mercy Hospitals – Bakersfield | Bakersfield | $178.08 | $111.00 – $384.00 |
| Bakersfield Memorial Hospital | Bakersfield | $208.83 | $104.00 – $314.82 |