Neck (Cervical Spine) MRI (without contrast) at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$968.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,478.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$266.30 with LA Care vs $2,594.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|> 21 | $266.30 | ↓ -73% |
| Partnership Health Plan | Medicaid|< 21 | $266.30 | ↓ -73% |
| Kaiser | Medicaid|< 21 | $266.30 | ↓ -73% |
| Kaiser | Medicaid|> 21 | $266.30 | ↓ -73% |
| LA Care | Medicaid|< 21 | $266.30 | ↓ -73% |
| Partnership Health Plan | Medicaid|> 21 | $266.30 | ↓ -73% |
| SBMG | Commercial|All Plans | $269.44 | ↓ -72% |
| Patton | Medicare|All Plans | $307.13 | ↓ -68% |
| Humana | Medicare|All Plans | $307.13 | ↓ -68% |
| Molina | Medicare|All Plans | $307.13 | ↓ -68% |
| United | Medicare|All Plans | $307.13 | ↓ -68% |
| Kaiser | Medicare|All Plans | $307.13 | ↓ -68% |
| Central Health Plan | Medicare|All Plans | $307.13 | ↓ -68% |
| BCBS - Anthem | Medicare|All Plans | $307.13 | ↓ -68% |
| Blue Shield CA | Medicare|All Other Plans | $307.13 | ↓ -68% |
| Scan Health Plan | Medicare|All Plans | $307.13 | ↓ -68% |
| Inland Empire Health Plan | Medicare|All Plans | $307.13 | ↓ -68% |
| Epic Health | Medicare|All Plans | $307.13 | ↓ -68% |
| Redlands | Medicare|All Plans | $307.13 | ↓ -68% |
| Ballards Rehab | Commercial|All Plans | $337.84 | ↓ -65% |
| Molina | Medicaid|All Plans | $372.82 | ↓ -62% |
| HPN | Medicaid|All Plans | $390.66 | ↓ -60% |
| Health Net | Medicaid|> 21 | $402.89 | ↓ -58% |
| Health Net | Medicaid|< 21 | $402.89 | ↓ -58% |
| United | Commercial|HMO | $517.79 | ↓ -47% |
| United | Commercial|All Other Plans | $517.79 | ↓ -47% |
| Epic Health | Commercial|All Plans | $522.12 | ↓ -46% |
| Inland Empire Health Plan | Medicaid|All Plans | $532.59 | ↓ -45% |
| Naphcare | Commercial|All Plans | $598.90 | ↓ -38% |
| Aetna | Commercial|Gatekeeper | $643.87 | ↓ -34% |
| Aetna | Commercial|Non-Gatekeeper | $773.52 | ↓ -20% |
| Blue Shield CA | Medicare|BlueShield Promise | $779.00 | ↓ -20% |
| PrimeCare | Medicare|All Plans | $796.00 | ↓ -18% |
| PrimeCare | Commercial|All Plans | $899.00 | ↓ -7% |
| Cigna | Commercial|All Other Plans | $1,004.00 | ↑ +4% |
| Cigna | Commercial|PPO | $1,004.00 | ↑ +4% |
| BCBS - Anthem | Medicaid|All Plans | $1,238.79 | ↑ +28% |
| Care 1st | Medicaid|All Plans | $1,331.50 | ↑ +37% |
| HPN | Medicare|Senior | $1,362.90 | ↑ +41% |
| HPN | Commercial|All Plans | $1,437.24 | ↑ +48% |
| Magellan | Commercial|All Plans | $1,486.80 | ↑ +53% |
| Kaiser | Commercial|All Plans | $1,536.36 | ↑ +59% |
| First Health | Commercial|All Plans | $1,734.60 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $1,982.40 | ↑ +105% |
| BCBS - Anthem | Commercial|All Other Plans | $2,075.00 | ↑ +114% |
| Redlands | Commercial|All Plans | $2,478.00 | ↑ +156% |
| BCBS - Anthem | Commercial|MCS | $2,594.00 | ↑ +168% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $2,333.67 | $266.30 – $5,746.56 |
| St. John's Camarillo Hospital | Camarillo | $3,174.63 | $307.13 – $5,653.44 |
| Banner Lassen Medical Center | Susanville | $1,380.24 | $48.34 – $2,357.10 |
| Petaluma Valley Hospital | Petaluma | $4,537.98 | $321.54 – $2,586.61 |
| Arroyo Grande Hospital | Santa Maria | $2,410.50 | $266.30 – $4,194.40 |
| Mark Twain Medical Center | San Andreas | $5,826.17 | $266.30 – $2,463.72 |
| French Hospital | San Luis Obispo | $1,942.76 | $243.27 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,601.24 | $266.30 – $3,452.80 |