Mayo factor x at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$9.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$24.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.94 with Blue Shield CA vs $114.10 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $4.94 ↓ -49%
Blue Shield CA Commercial|All Other Plans $8.40 ↓ -13%
HPN Medicare|Senior $13.58 ↑ +41%
HPN Commercial|All Plans $14.32 ↑ +48%
Magellan Commercial|All Plans $14.81 ↑ +53%
Kaiser Commercial|All Plans $15.31 ↑ +59%
First Health Commercial|All Plans $17.28 ↑ +79%
Scan Health Plan Medicare|All Plans $17.90 ↑ +85%
Humana Medicare|All Plans $17.90 ↑ +85%
Molina Medicare|All Plans $17.90 ↑ +85%
United Medicare|All Plans $17.90 ↑ +85%
Redlands Medicare|All Plans $17.90 ↑ +85%
Patton Medicare|All Plans $17.90 ↑ +85%
Epic Health Medicare|All Plans $17.90 ↑ +85%
Inland Empire Health Plan Medicare|All Plans $17.90 ↑ +85%
Kaiser Medicare|All Plans $17.90 ↑ +85%
Central Health Plan Medicare|All Plans $17.90 ↑ +85%
BCBS - Anthem Medicare|All Plans $17.90 ↑ +85%
Blue Shield CA Medicare|All Other Plans $17.90 ↑ +85%
BCBS - Anthem Commercial|All Other Plans $18.02 ↑ +87%
Blue Shield CA Medicare|BlueShield Promise $18.51 ↑ +92%
Ballards Rehab Commercial|All Plans $19.69 ↑ +104%
MultiPlan Commercial|All Plans $19.75 ↑ +105%
United Commercial|All Other Plans $21.48 ↑ +123%
United Commercial|HMO $21.48 ↑ +123%
BCBS - Anthem Commercial|MCS $22.46 ↑ +133%
Partnership Health Plan Medicaid|> 21 $22.82 ↑ +136%
Kaiser Medicaid|> 21 $22.82 ↑ +136%
Partnership Health Plan Medicaid|< 21 $22.82 ↑ +136%
LA Care Medicaid|< 21 $22.82 ↑ +136%
LA Care Medicaid|> 21 $22.82 ↑ +136%
Kaiser Medicaid|< 21 $22.82 ↑ +136%
SBMG Commercial|All Plans $24.68 ↑ +156%
Aetna Commercial|Gatekeeper $24.68 ↑ +156%
Aetna Commercial|Non-Gatekeeper $24.68 ↑ +156%
Molina Medicaid|All Plans $24.68 ↑ +156%
BCBS - Anthem Medicaid|All Plans $24.68 ↑ +156%
Inland Empire Health Plan Medicaid|All Plans $24.68 ↑ +156%
Redlands Commercial|All Plans $24.68 ↑ +156%
Health Net Medicaid|< 21 $30.36 ↑ +215%
Health Net Medicaid|> 21 $30.36 ↑ +215%
Epic Health Commercial|All Plans $30.43 ↑ +215%
HPN Medicaid|All Plans $33.48 ↑ +247%
Naphcare Commercial|All Plans $34.90 ↑ +262%
Cigna Commercial|All Other Plans $51.37 ↑ +432%
Cigna Commercial|PPO $51.37 ↑ +432%
Care 1st Medicaid|All Plans $114.10 ↑ +1082%

Visitor-reported prices

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Mayo factor x at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $8.22 $6.42 – $114.10
St. John's Camarillo Hospital Camarillo $10.81 $6.67 – $47.51
Banner Lassen Medical Center Susanville $41.12 $3.58 – $66.93
Petaluma Valley Hospital Petaluma $93.87 $17.54 – $146.19
Arroyo Grande Hospital Santa Maria $78.58 $12.34 – $46.14
Mark Twain Medical Center San Andreas $16.44 $13.36 – $24.19
French Hospital San Luis Obispo $71.97 $6.67 – $54.24
Mercy Hospitals – Bakersfield Bakersfield $10.39 $12.34 – $51.46

All California hospitals for this procedure →