Consultation pathology during surgery at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$54.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$140.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.65 with SBMG vs $232.95 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SBMG Commercial|All Plans $38.65 ↓ -29%
United Commercial|All Other Plans $40.61 ↓ -26%
United Commercial|HMO $40.61 ↓ -26%
Kaiser Medicaid|< 21 $46.59 ↓ -15%
LA Care Medicaid|< 21 $46.59 ↓ -15%
Partnership Health Plan Medicaid|< 21 $46.59 ↓ -15%
Kaiser Medicaid|> 21 $46.59 ↓ -15%
LA Care Medicaid|> 21 $46.59 ↓ -15%
Partnership Health Plan Medicaid|> 21 $46.59 ↓ -15%
Aetna Commercial|Gatekeeper $56.95 ↑ +4%
Molina Medicaid|All Plans $65.23 ↑ +19%
HPN Medicaid|All Plans $68.35 ↑ +25%
Aetna Commercial|Non-Gatekeeper $68.42 ↑ +25%
Health Net Medicaid|< 21 $70.49 ↑ +29%
Health Net Medicaid|> 21 $70.49 ↑ +29%
BCBS - Anthem Medicaid|All Plans $74.09 ↑ +35%
United Medicare|All Plans $75.47 ↑ +38%
Humana Medicare|All Plans $75.47 ↑ +38%
Molina Medicare|All Plans $75.47 ↑ +38%
Kaiser Medicare|All Plans $75.47 ↑ +38%
Central Health Plan Medicare|All Plans $75.47 ↑ +38%
BCBS - Anthem Medicare|All Plans $75.47 ↑ +38%
Blue Shield CA Medicare|All Other Plans $75.47 ↑ +38%
Scan Health Plan Medicare|All Plans $75.47 ↑ +38%
Inland Empire Health Plan Medicare|All Plans $75.47 ↑ +38%
Epic Health Medicare|All Plans $75.47 ↑ +38%
Patton Medicare|All Plans $75.47 ↑ +38%
Redlands Medicare|All Plans $75.47 ↑ +38%
HPN Medicare|Senior $77.00 ↑ +41%
HPN Commercial|All Plans $81.20 ↑ +48%
Ballards Rehab Commercial|All Plans $83.02 ↑ +52%
Magellan Commercial|All Plans $84.00 ↑ +53%
Kaiser Commercial|All Plans $86.80 ↑ +59%
Inland Empire Health Plan Medicaid|All Plans $93.18 ↑ +70%
First Health Commercial|All Plans $98.00 ↑ +79%
BCBS - Anthem Commercial|All Other Plans $102.20 ↑ +87%
Cigna Commercial|PPO $102.25 ↑ +87%
Cigna Commercial|All Other Plans $102.25 ↑ +87%
Blue Shield CA Medicare|BlueShield Promise $105.00 ↑ +92%
MultiPlan Commercial|All Plans $112.00 ↑ +105%
BCBS - Anthem Commercial|MCS $127.40 ↑ +133%
Epic Health Commercial|All Plans $128.30 ↑ +134%
Redlands Commercial|All Plans $140.00 ↑ +156%
Naphcare Commercial|All Plans $147.17 ↑ +169%
Care 1st Medicaid|All Plans $232.95 ↑ +326%

Visitor-reported prices

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Consultation pathology during surgery at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $27.31 $23.78 – $232.95
Petaluma Valley Hospital Petaluma $351.90 $66.86 – $236.26
Arroyo Grande Hospital Santa Maria $177.62 $40.61 – $129.36
Mark Twain Medical Center San Andreas $162.51 $46.59 – $239.12
French Hospital San Luis Obispo $162.68 $35.64 – $129.36
Mercy Hospitals – Bakersfield Bakersfield $79.77 $34.50 – $102.43
Bakersfield Memorial Hospital Bakersfield $78.91 $34.50 – $102.43
Queen of The Valley Medical Center Napa $286.11 $66.86 – $298.57

All California hospitals for this procedure →