Cdna analysis for variants at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$254.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$650.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$115.32 with Aetna vs $926.00 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Gatekeeper $115.32 ↓ -55%
HPN Medicare|Senior $117.86 ↓ -54%
HPN Commercial|All Plans $124.29 ↓ -51%
Magellan Commercial|All Plans $128.57 ↓ -49%
Kaiser Commercial|All Plans $132.86 ↓ -48%
Aetna Commercial|Non-Gatekeeper $138.54 ↓ -45%
First Health Commercial|All Plans $150.00 ↓ -41%
BCBS - Anthem Commercial|All Other Plans $156.43 ↓ -38%
Blue Shield CA Medicare|BlueShield Promise $160.71 ↓ -37%
MultiPlan Commercial|All Plans $171.43 ↓ -33%
United Medicare|All Plans $185.20 ↓ -27%
Humana Medicare|All Plans $185.20 ↓ -27%
Molina Medicare|All Plans $185.20 ↓ -27%
Kaiser Medicare|All Plans $185.20 ↓ -27%
Kaiser Medicaid|< 21 $185.20 ↓ -27%
Kaiser Medicaid|> 21 $185.20 ↓ -27%
Central Health Plan Medicare|All Plans $185.20 ↓ -27%
BCBS - Anthem Medicare|All Plans $185.20 ↓ -27%
Blue Shield CA Medicare|All Other Plans $185.20 ↓ -27%
Partnership Health Plan Medicaid|< 21 $185.20 ↓ -27%
Partnership Health Plan Medicaid|> 21 $185.20 ↓ -27%
Scan Health Plan Medicare|All Plans $185.20 ↓ -27%
LA Care Medicaid|< 21 $185.20 ↓ -27%
LA Care Medicaid|> 21 $185.20 ↓ -27%
Inland Empire Health Plan Medicare|All Plans $185.20 ↓ -27%
Epic Health Medicare|All Plans $185.20 ↓ -27%
Patton Medicare|All Plans $185.20 ↓ -27%
Redlands Medicare|All Plans $185.20 ↓ -27%
BCBS - Anthem Commercial|MCS $195.00 ↓ -23%
Ballards Rehab Commercial|All Plans $203.72 ↓ -20%
Inland Empire Health Plan Medicaid|All Plans $214.28 ↓ -16%
SBMG Commercial|All Plans $214.28 ↓ -16%
United Commercial|All Other Plans $214.28 ↓ -16%
Molina Medicaid|All Plans $214.28 ↓ -16%
United Commercial|HMO $214.28 ↓ -16%
BCBS - Anthem Medicaid|All Plans $214.28 ↓ -16%
Redlands Commercial|All Plans $214.28 ↓ -16%
Health Net Medicaid|> 21 $263.57 ↑ +4%
Health Net Medicaid|< 21 $263.57 ↑ +4%
HPN Medicaid|All Plans $271.69 ↑ +7%
Epic Health Commercial|All Plans $314.84 ↑ +24%
Naphcare Commercial|All Plans $361.14 ↑ +42%
Cigna Commercial|PPO $531.24 ↑ +109%
Cigna Commercial|All Other Plans $531.24 ↑ +109%
Care 1st Medicaid|All Plans $926.00 ↑ +264%

Visitor-reported prices

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Cdna analysis for variants at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $216.45 $64.29 – $926.00
St. John's Camarillo Hospital Camarillo $99.43 $61.29 – $491.39
Banner Lassen Medical Center Susanville $318.09 $37.04 – $549.99
Petaluma Valley Hospital Petaluma $484.50 $181.50 – $1,169.65
Arroyo Grande Hospital Santa Maria $586.79 $72.77 – $477.19
Mark Twain Medical Center San Andreas $113.22 $92.03 – $170.00
French Hospital San Luis Obispo $537.44 $39.30 – $560.97
Mercy Hospitals – Bakersfield Bakersfield $166.95 $153.63 – $532.20

All California hospitals for this procedure →