Bld prd mix at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$89.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$228.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.29 with Aetna vs $424.57 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Gatekeeper $38.29 ↓ -57%
Aetna Commercial|Non-Gatekeeper $46.00 ↓ -48%
Cigna Commercial|PPO $94.31 ↑ +6%
Cigna Commercial|All Other Plans $94.31 ↑ +6%
HPN Medicare|Senior $125.40 ↑ +41%
HPN Commercial|All Plans $132.24 ↑ +48%
Magellan Commercial|All Plans $136.80 ↑ +53%
Kaiser Commercial|All Plans $141.36 ↑ +59%
First Health Commercial|All Plans $159.60 ↑ +79%
SBMG Commercial|All Plans $165.91 ↑ +86%
BCBS - Anthem Commercial|All Other Plans $166.44 ↑ +87%
Blue Shield CA Medicare|BlueShield Promise $171.00 ↑ +92%
United Commercial|All Other Plans $178.99 ↑ +101%
United Commercial|HMO $178.99 ↑ +101%
MultiPlan Commercial|All Plans $182.40 ↑ +105%
BCBS - Anthem Commercial|MCS $207.48 ↑ +133%
Scan Health Plan Medicare|All Plans $217.73 ↑ +144%
Molina Medicare|All Plans $217.73 ↑ +144%
Inland Empire Health Plan Medicare|All Plans $217.73 ↑ +144%
Humana Medicare|All Plans $217.73 ↑ +144%
United Medicare|All Plans $217.73 ↑ +144%
Kaiser Medicare|All Plans $217.73 ↑ +144%
Central Health Plan Medicare|All Plans $217.73 ↑ +144%
BCBS - Anthem Medicare|All Plans $217.73 ↑ +144%
Blue Shield CA Medicare|All Other Plans $217.73 ↑ +144%
Epic Health Medicare|All Plans $217.73 ↑ +144%
Patton Medicare|All Plans $217.73 ↑ +144%
Redlands Medicare|All Plans $217.73 ↑ +144%
Redlands Commercial|All Plans $228.00 ↑ +156%
Ballards Rehab Commercial|All Plans $239.50 ↑ +169%
Epic Health Commercial|All Plans $370.14 ↑ +315%
Naphcare Commercial|All Plans $424.57 ↑ +376%

Visitor-reported prices

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Bld prd mix at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $110.56 $67.87 – $424.57
Petaluma Valley Hospital Petaluma $290.19 $116.25 – $287.00
Mark Twain Medical Center San Andreas $150.52 $58.47 – $221.48
Mercy Hospitals – Bakersfield Bakersfield $107.97 $89.30 – $232.80
Bakersfield Memorial Hospital Bakersfield $106.80 $85.90 – $229.89
Queen of The Valley Medical Center Napa $278.97 $163.83 – $287.00
Providence St Joseph Hospital Eureka Eureka $161.67 $210.52 – $287.00
St. Joseph's Behavioral Health Center Stockton $193.57 $33.90 – $271.20

All California hospitals for this procedure →