Psychotherapy patient individual therapy 45 minutes at Methodist Hospital of Sacramento

7500 Hospital Dr., Sacramento, CA · CommonSpirit Health · · NPI 1467560599

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$173.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$602.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.07 with United vs $568.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $77.07 ↓ -56%
United Medicaid|< 21 $77.07 ↓ -56%
Hill Physicians Medicaid|All Plans $93.70 ↓ -46%
Hill Physicians Commercial|All Plans $94.44 ↓ -46%
Hill Physicians Medicare|All Plans $106.57 ↓ -39%
Molina Medicaid|All Plans $126.26 ↓ -27%
Health Net Medicaid|All Plans $195.91 ↑ +13%
California Health & Wellness Medicaid|All Plans $195.91 ↑ +13%
Western Health Advantage Commercial|All Plans $198.80 ↑ +15%
BCBS - Anthem Medicare|All Other Plans $199.11 ↑ +15%
Health Net Medicare|All Plans $211.14 ↑ +22%
Humana Medicare|All Plans $211.14 ↑ +22%
Aetna Medicare|All Plans $211.14 ↑ +22%
Humana Commercial|All Plans $211.14 ↑ +22%
Kaiser Medicare|All Plans $211.14 ↑ +22%
Connected Care Commercial|Intel $211.14 ↑ +22%
Blue Shield CA Medicare|All Plans $211.14 ↑ +22%
BCBS - Anthem Medicaid|All Plans $214.64 ↑ +24%
United Medicare|All Plans $215.37 ↑ +24%
BCBS - Anthem Medicare|Imperial $217.47 ↑ +25%
Kaiser Medicaid|All Plans $232.88 ↑ +34%
Partnership Health Plan Medicaid|All Plans $288.79 ↑ +67%
First Health Commercial|All Plans $426.00 ↑ +146%
Kaiser Commercial|All Plans $448.72 ↑ +159%
Sutter Health Commercial|All Plans $454.40 ↑ +162%
Healthsmart Commercial|All Plans $460.08 ↑ +165%
MultiPlan Commercial|All Plans $471.44 ↑ +172%
United Commercial|HMO $562.32 ↑ +224%
United Commercial|Options PPO $568.00 ↑ +228%
United Commercial|Non-Options PPO $568.00 ↑ +228%
United Commercial|All Other Plans $568.00 ↑ +228%

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other California hospitals

Hospital City Cash price Negotiated range
Mercy General Hospital Sacramento $131.24 $77.07 – $454.40
Petaluma Valley Hospital Petaluma $489.60 not published
Mark Twain Medical Center San Andreas $220.45 $77.07 – $324.38
St. Joseph's Behavioral Health Center Stockton $111.35 $19.50 – $660.00
Healdsburg Hospital Healdsburg $344.25 $239.15 – $239.15
Redwood Memorial Hospital Fortuna $253.47 not published
Santa Rosa Memorial Hospital Santa Rosa $512.55 $246.98 – $252.02
Providence Mission Hospital - Mission Viejo Mission Viejo $212.64 $194.05 – $422.33

All California hospitals for this procedure →