Whfo nontorsion joint prefab at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$65.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$300.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.00 with Kaiser vs $285.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|All Plans $69.00 ↑ +6%
Kaiser Commercial|All Plans $69.00 ↑ +6%
Kaiser Medicare|All Plans $69.00 ↑ +6%
BCBS - Anthem Medicaid|All Plans $72.00 ↑ +10%
Partnership Health Plan Medicaid|All Plans $75.00 ↑ +15%
Molina Medicaid|All Plans $78.00 ↑ +19%
Health Net Medicaid|All Plans $84.00 ↑ +28%
California Health & Wellness Medicaid|All Plans $84.00 ↑ +28%
Health Net Commercial|EPPO $108.00 ↑ +65%
Cigna Commercial|LocalPlus $120.00 ↑ +83%
United Medicaid|< 21 $146.94 ↑ +125%
United Medicaid|> 21 $146.94 ↑ +125%
Cigna Commercial|All Other Plans $159.00 ↑ +143%
Hill Physicians Medicaid|All Plans $161.63 ↑ +147%
United Commercial|HMO $162.00 ↑ +148%
United Commercial|Non-Options PPO $192.00 ↑ +194%
Western Health Advantage Commercial|All Plans $195.00 ↑ +198%
Health Net Commercial|FFS $198.00 ↑ +203%
United Commercial|All Other Plans $207.00 ↑ +217%
Healthsmart Commercial|All Plans $216.00 ↑ +230%
First Health Commercial|All Plans $225.00 ↑ +244%
BCBS - Anthem Commercial|Connection EPO $228.00 ↑ +249%
Blue Shield CA Commercial|ACO Trio CalPers $237.00 ↑ +262%
Sutter Health Commercial|All Plans $240.00 ↑ +267%
MultiPlan Commercial|All Plans $240.00 ↑ +267%
Blue Shield CA Commercial|Exchange $243.00 ↑ +272%
Aetna Commercial|All Other Plans $267.00 ↑ +308%
Aetna Commercial|HMO $267.00 ↑ +308%
Aetna Commercial|PPO $267.00 ↑ +308%
Blue Shield CA Commercial|All Other Plans $270.00 ↑ +313%
Blue Shield CA Commercial|HMO $270.00 ↑ +313%
Blue Shield CA Commercial|CalPers $273.00 ↑ +317%
BCBS - Anthem Commercial|MCS $285.00 ↑ +336%
BCBS - Anthem Commercial|All Other Plans $285.00 ↑ +336%

Visitor-reported prices

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Whfo nontorsion joint prefab at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $86.40 $69.00 – $270.00
Mercy Hospitals – Bakersfield Bakersfield $50.09 $25.00 – $100.00
Bakersfield Memorial Hospital Bakersfield $49.55 $25.00 – $100.00
St. Joseph's Medical Center Stockton Stockton $35.87 $23.40 – $90.00
Mercy Medical Center Mt. Shasta Mt Shasta $256.74 $79.20 – $323.40
Mercy Medical Center Merced Merced $41.72 $18.40 – $80.00
Dominican Hospital Santa Cruz $228.60 $146.94 – $389.00
St. Mary Medical Center Long Beach $322.50 $88.00 – $734.70

All California hospitals for this procedure →