Treat knee fracture at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$681.42 with United vs $17,715.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $681.42
United Medicaid|< 21 $681.42
Hill Physicians Commercial|All Plans $913.02
Hill Physicians Medicare|All Plans $933.57
Molina Medicaid|All Plans $1,116.38
Hill Physicians Medicaid|All Plans $1,181.57
BCBS - Anthem Medicaid|All Plans $1,618.38
California Health & Wellness Medicaid|All Plans $2,492.03
Health Net Medicaid|All Plans $2,492.03
Partnership Health Plan Medicaid|All Plans $3,662.63
Aetna Commercial|PPO $8,002.00
Aetna Commercial|HMO $8,002.00
Aetna Commercial|All Other Plans $8,002.00
BCBS - Anthem Commercial|Connection EPO $9,774.00
BCBS - Anthem Commercial|All Other Plans $12,217.00
BCBS - Anthem Commercial|MCS $17,715.00
Western Health Advantage Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital
Kaiser Commercial|All Plans not published by hospital
Kaiser Medicaid|All Plans not published by hospital
Sutter Health Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital

Visitor-reported prices

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Treat knee fracture at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento not published $681.42 – $3,662.63
Mark Twain Medical Center San Andreas $2,218.45 $681.42 – $3,264.38
Healdsburg Hospital Healdsburg $1,324.47 $2,335.00 – $9,776.62
REEDLEY COMMUNITY HOSPITAL Reedley $586.34 $25.96 – $1,767.81
ST HELENA HOSPITAL Vallejo $511.95 $65.00 – $2,018.58
HANFORD COMMUNITY HOSPITAL Selma $586.34 $35.00 – $9,332.70
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $462.90 $118.76 – $9,332.70
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $2,036.76 $60.00 – $1,429.69

All California hospitals for this procedure →