Plastic mod low ext pad/line at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$163.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$750.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.81 with United vs $546.25 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $103.81 ↓ -37%
United Medicaid|< 21 $103.81 ↓ -37%
Hill Physicians Medicaid|All Plans $114.19 ↓ -30%
Kaiser Commercial|All Plans $132.25 ↓ -19%
Kaiser Medicaid|All Plans $132.25 ↓ -19%
Kaiser Medicare|All Plans $132.25 ↓ -19%
Molina Medicaid|All Plans $136.06 ↓ -17%
BCBS - Anthem Medicaid|All Plans $138.00 ↓ -16%
Partnership Health Plan Medicaid|All Plans $143.75 ↓ -12%
California Health & Wellness Medicaid|All Plans $161.00 ↓ -2%
Health Net Medicaid|All Plans $161.00 ↓ -2%
Health Net Commercial|EPPO $207.00 ↑ +27%
Cigna Commercial|LocalPlus $230.00 ↑ +41%
Cigna Commercial|All Other Plans $304.75 ↑ +86%
United Commercial|HMO $310.50 ↑ +90%
United Commercial|Non-Options PPO $368.00 ↑ +125%
Western Health Advantage Commercial|All Plans $373.75 ↑ +129%
Health Net Commercial|FFS $379.50 ↑ +132%
United Commercial|All Other Plans $396.75 ↑ +143%
Healthsmart Commercial|All Plans $414.00 ↑ +153%
First Health Commercial|All Plans $431.25 ↑ +164%
BCBS - Anthem Commercial|Connection EPO $437.00 ↑ +167%
Blue Shield CA Commercial|ACO Trio CalPers $454.25 ↑ +178%
Sutter Health Commercial|All Plans $460.00 ↑ +181%
MultiPlan Commercial|All Plans $460.00 ↑ +181%
Blue Shield CA Commercial|Exchange $465.75 ↑ +185%
Aetna Commercial|All Other Plans $511.75 ↑ +213%
Aetna Commercial|HMO $511.75 ↑ +213%
Aetna Commercial|PPO $511.75 ↑ +213%
Blue Shield CA Commercial|All Other Plans $517.50 ↑ +217%
Blue Shield CA Commercial|HMO $517.50 ↑ +217%
Blue Shield CA Commercial|CalPers $523.25 ↑ +220%
BCBS - Anthem Commercial|MCS $546.25 ↑ +234%
BCBS - Anthem Commercial|All Other Plans $546.25 ↑ +234%

Visitor-reported prices

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Plastic mod low ext pad/line at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $216.00 $103.81 – $517.50
St. John's Camarillo Hospital Camarillo $261.05 $143.04 – $464.88
Mercy Hospitals – Bakersfield Bakersfield $246.72 $103.81 – $598.50
Bakersfield Memorial Hospital Bakersfield $244.06 $103.81 – $645.05
St. Joseph's Medical Center Stockton Stockton $156.41 $103.81 – $532.00
Mercy Medical Center Merced Merced $136.99 $61.18 – $255.36
St. Mary Medical Center Long Beach $322.50 $93.43 – $575.00
Community Hospital San Bernardino San Bernardino $293.25 $103.81 – $575.00

All California hospitals for this procedure →