Ortho hnd/fngr w/jnt cstm w/fit&adj at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$130.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$599.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.77 with Kaiser vs $569.05 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $137.77 ↑ +5%
Kaiser Medicaid|All Plans $137.77 ↑ +5%
Kaiser Commercial|All Plans $137.77 ↑ +5%
BCBS - Anthem Medicaid|All Plans $143.76 ↑ +10%
Partnership Health Plan Medicaid|All Plans $149.75 ↑ +15%
Molina Medicaid|All Plans $155.74 ↑ +19%
Health Net Medicaid|All Plans $167.72 ↑ +28%
California Health & Wellness Medicaid|All Plans $167.72 ↑ +28%
United Medicaid|> 21 $183.77 ↑ +41%
United Medicaid|< 21 $183.77 ↑ +41%
Hill Physicians Medicaid|All Plans $202.15 ↑ +55%
Health Net Commercial|EPPO $215.64 ↑ +65%
Cigna Commercial|LocalPlus $239.60 ↑ +83%
Cigna Commercial|All Other Plans $317.47 ↑ +143%
United Commercial|HMO $323.46 ↑ +148%
United Commercial|Non-Options PPO $383.36 ↑ +194%
Western Health Advantage Commercial|All Plans $389.35 ↑ +198%
Health Net Commercial|FFS $395.34 ↑ +203%
United Commercial|All Other Plans $413.31 ↑ +216%
Healthsmart Commercial|All Plans $431.28 ↑ +230%
First Health Commercial|All Plans $449.25 ↑ +244%
BCBS - Anthem Commercial|Connection EPO $455.24 ↑ +249%
Blue Shield CA Commercial|ACO Trio CalPers $473.21 ↑ +262%
Sutter Health Commercial|All Plans $479.20 ↑ +267%
MultiPlan Commercial|All Plans $479.20 ↑ +267%
Blue Shield CA Commercial|Exchange $485.19 ↑ +272%
Aetna Commercial|All Other Plans $533.11 ↑ +308%
Aetna Commercial|HMO $533.11 ↑ +308%
Aetna Commercial|PPO $533.11 ↑ +308%
Blue Shield CA Commercial|All Other Plans $539.10 ↑ +313%
Blue Shield CA Commercial|HMO $539.10 ↑ +313%
Blue Shield CA Commercial|CalPers $545.09 ↑ +317%
BCBS - Anthem Commercial|MCS $569.05 ↑ +336%
BCBS - Anthem Commercial|All Other Plans $569.05 ↑ +336%

Visitor-reported prices

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Ortho hnd/fngr w/jnt cstm w/fit&adj at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $172.52 $137.77 – $539.10
Arroyo Grande Hospital Santa Maria $86.89 $101.50 – $198.94
French Hospital San Luis Obispo $79.58 $38.57 – $198.94
Dominican Hospital Santa Cruz $228.60 $183.77 – $508.00
Mercy San Juan Medical Center Carmichael $164.13 $65.89 – $509.15
Mercy Hospital of Folsom Folsom $233.02 $65.89 – $575.04
Woodland Memorial Hospital Woodland $164.13 $65.89 – $599.00
Providence Little Company of Mary Med Center Torrance Torrance $105.00 $350.66 – $648.72

All California hospitals for this procedure →