Npsy fam hlth interv ea addl 15 min at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$84.15

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$386.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.94 with United vs $289.00 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $21.94 ↓ -74%
United Medicaid|< 21 $21.94 ↓ -74%
Hill Physicians Commercial|All Plans $23.42 ↓ -72%
Hill Physicians Medicaid|All Plans $24.13 ↓ -71%
Hill Physicians Medicare|All Plans $26.32 ↓ -69%
Molina Medicaid|All Plans $41.25 ↓ -51%
BCBS - Anthem Medicaid|All Plans $41.71 ↓ -50%
Health Net Medicaid|All Plans $50.90 ↓ -40%
California Health & Wellness Medicaid|All Plans $50.90 ↓ -40%
Partnership Health Plan Medicaid|All Plans $94.34 ↑ +12%
Western Health Advantage Commercial|All Plans $101.15 ↑ +20%
Kaiser Medicaid|All Plans $118.49 ↑ +41%
Healthsmart Commercial|All Plans $208.08 ↑ +147%
First Health Commercial|All Plans $216.75 ↑ +158%
Kaiser Commercial|All Plans $228.31 ↑ +171%
Sutter Health Commercial|All Plans $231.20 ↑ +175%
MultiPlan Commercial|All Plans $231.20 ↑ +175%
United Commercial|Non-Options PPO $289.00 ↑ +243%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Npsy fam hlth interv ea addl 15 min at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $111.17 $21.94 – $239.87
Mercy San Juan Medical Center Carmichael $105.77 $21.94 – $239.87
Mercy Hospital of Folsom Folsom $150.16 $21.94 – $236.98
Woodland Memorial Hospital Woodland $105.77 $21.94 – $289.00

All California hospitals for this procedure →