MRI cardiac morph & func wwo IV cont at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,040.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,360.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$273.51 with Hill Physicians vs $9,360.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $273.51 ↓ -87%
United Medicaid|< 21 $361.03 ↓ -82%
United Medicaid|> 21 $361.03 ↓ -82%
Hill Physicians Medicaid|All Plans $397.13 ↓ -81%
BCBS - Anthem Medicare|All Other Plans $442.55 ↓ -78%
Hill Physicians Medicare|All Plans $450.23 ↓ -78%
Humana Commercial|All Plans $469.30 ↓ -77%
Molina Medicare|All Plans $469.30 ↓ -77%
United Medicare|All Plans $469.30 ↓ -77%
Blue Shield CA Medicare|PPO $469.30 ↓ -77%
Blue Shield CA Medicare|HMO $469.30 ↓ -77%
Aetna Medicare|All Plans $469.30 ↓ -77%
Kaiser Medicare|All Plans $469.30 ↓ -77%
BCBS - Anthem Medicare|Imperial $483.38 ↓ -76%
BrightHealth Commercial|All Plans $516.23 ↓ -75%
Molina Medicaid|All Plans $678.74 ↓ -67%
BCBS - Anthem Medicaid|All Plans $685.96 ↓ -66%
Prison Healthcare Medicaid|All Plans $703.95 ↓ -66%
United Commercial|All Other Plans $828.27 ↓ -59%
United Commercial|HMO $828.27 ↓ -59%
United Commercial|Non-Options PPO $828.27 ↓ -59%
California Health & Wellness Medicaid|All Plans $837.59 ↓ -59%
Health Net Medicaid|All Plans $837.59 ↓ -59%
Aetna Commercial|HMO $1,257.26 ↓ -38%
Aetna Commercial|All Other Plans $1,257.26 ↓ -38%
Aetna Commercial|PPO $1,257.26 ↓ -38%
Partnership Health Plan Medicaid|All Plans $1,552.43 ↓ -24%
Western Health Advantage Commercial|All Plans $3,276.00 ↑ +61%
Kaiser Medicaid|All Plans $3,837.60 ↑ +88%
Cigna Commercial|LocalPlus $5,397.00 ↑ +164%
BCBS - Anthem Commercial|Connection EPO $5,932.54 ↑ +191%
Healthsmart Commercial|All Plans $6,739.20 ↑ +230%
First Health Commercial|All Plans $7,020.00 ↑ +244%
Cigna Commercial|All Other Plans $7,195.00 ↑ +253%
Kaiser Commercial|All Plans $7,394.40 ↑ +262%
BCBS - Anthem Commercial|All Other Plans $7,412.57 ↑ +263%
Sutter Health Commercial|All Plans $7,488.00 ↑ +267%
MultiPlan Commercial|All Plans $7,488.00 ↑ +267%
BCBS - Anthem Commercial|MCS $9,360.00 ↑ +359%

Visitor-reported prices

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MRI cardiac morph & func wwo IV cont at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $2,695.68 $273.51 – $7,768.80
St. John's Camarillo Hospital Camarillo $544.44 $335.61 – $1,243.00
Arroyo Grande Hospital Santa Maria $2,199.07 $361.03 – $4,605.02
French Hospital San Luis Obispo $1,754.20 $361.03 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $467.46 $361.03 – $1,356.00
Bakersfield Memorial Hospital Bakersfield $462.42 $361.03 – $1,356.00
St. Joseph's Medical Center Stockton Stockton $1,442.07 $361.03 – $3,659.66
Santa Rosa Memorial Hospital Santa Rosa $525.30 $485.45 – $3,674.38

All California hospitals for this procedure →