MRA spinal canal at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,501.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,889.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$292.76 with Hill Physicians vs $7,195.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $292.76 ↓ -81%
United Medicaid|< 21 $340.97 ↓ -77%
United Medicaid|> 21 $340.97 ↓ -77%
Hill Physicians Medicaid|All Plans $375.07 ↓ -75%
Hill Physicians Medicare|All Plans $423.19 ↓ -72%
Molina Medicaid|All Plans $641.02 ↓ -57%
BCBS - Anthem Medicaid|All Plans $647.84 ↓ -57%
United Commercial|All Other Plans $693.25 ↓ -54%
United Commercial|HMO $693.25 ↓ -54%
United Commercial|Non-Options PPO $693.25 ↓ -54%
California Health & Wellness Medicaid|All Plans $791.05 ↓ -47%
Health Net Medicaid|All Plans $791.05 ↓ -47%
Aetna Commercial|HMO $1,257.26 ↓ -16%
Aetna Commercial|PPO $1,257.26 ↓ -16%
Aetna Commercial|All Other Plans $1,257.26 ↓ -16%
Partnership Health Plan Medicaid|All Plans $1,466.17 ↓ -2%
Western Health Advantage Commercial|All Plans $2,411.15 ↑ +61%
Kaiser Medicaid|All Plans $2,824.49 ↑ +88%
BCBS - Anthem Commercial|Connection EPO $3,300.00 ↑ +120%
BCBS - Anthem Commercial|All Other Plans $4,125.00 ↑ +175%
Healthsmart Commercial|All Plans $4,960.08 ↑ +230%
First Health Commercial|All Plans $5,166.75 ↑ +244%
Cigna Commercial|LocalPlus $5,397.00 ↑ +259%
Kaiser Commercial|All Plans $5,442.31 ↑ +262%
MultiPlan Commercial|All Plans $5,511.20 ↑ +267%
Sutter Health Commercial|All Plans $5,511.20 ↑ +267%
BCBS - Anthem Commercial|MCS $5,981.00 ↑ +298%
Cigna Commercial|All Other Plans $7,195.00 ↑ +379%

Visitor-reported prices

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MRA spinal canal at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $1,984.04 $292.76 – $5,717.87
St. John's Camarillo Hospital Camarillo $697.74 $430.11 – $1,901.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,429.00 $500.06 – $2,210.91
California Hospital Medical Center Los Angeles $2,060.28 $306.87 – $1,907.00
St. Mary Medical Center Long Beach $848.82 $306.87 – $1,922.00
Providence Saint Joseph Medical Center Burbank $4,154.50 $500.06 – $2,215.36
St Jude Medical Center Fullerton $6,894.72 $500.06 – $4,351.79
Community Hospital San Bernardino San Bernardino $543.89 $340.97 – $1,704.85

All California hospitals for this procedure →