Insertion of catheter vein at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,374.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,304.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$315.73 with Hill Physicians vs $6,582.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $315.73 ↓ -77%
United Medicaid|< 21 $334.09 ↓ -76%
United Medicaid|> 21 $334.09 ↓ -76%
Molina Medicaid|All Plans $547.34 ↓ -60%
Hill Physicians Medicaid|All Plans $579.30 ↓ -58%
BCBS - Anthem Medicaid|All Plans $793.46 ↓ -42%
Health Net Medicaid|All Plans $1,221.80 ↓ -11%
California Health & Wellness Medicaid|All Plans $1,221.80 ↓ -11%
Partnership Health Plan Medicaid|All Plans $1,795.73 ↑ +31%
Hill Physicians Medicare|All Plans $2,103.41 ↑ +53%
Western Health Advantage Commercial|All Plans $2,121.70 ↑ +54%
Kaiser Medicaid|All Plans $2,485.42 ↑ +81%
BCBS - Anthem Commercial|Connection EPO $3,631.00 ↑ +164%
Healthsmart Commercial|All Plans $4,364.64 ↑ +218%
BCBS - Anthem Commercial|All Other Plans $4,539.00 ↑ +230%
First Health Commercial|All Plans $4,546.50 ↑ +231%
Kaiser Commercial|All Plans $4,788.98 ↑ +248%
MultiPlan Commercial|All Plans $4,849.60 ↑ +253%
Sutter Health Commercial|All Plans $4,849.60 ↑ +253%
Aetna Commercial|PPO $5,002.00 ↑ +264%
Aetna Commercial|HMO $5,002.00 ↑ +264%
Aetna Commercial|All Other Plans $5,002.00 ↑ +264%
United Commercial|Non-Options PPO $6,062.00 ↑ +341%
BCBS - Anthem Commercial|MCS $6,582.00 ↑ +379%

Visitor-reported prices

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Insertion of catheter vein at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $1,815.56 $315.73 – $5,031.46
St. John's Camarillo Hospital Camarillo $165.57 $102.06 – $378.00
Petaluma Valley Hospital Petaluma $2,473.50 $1,687.00 – $10,997.00
Arroyo Grande Hospital Santa Maria $1,626.83 $334.09 – $3,724.98
French Hospital San Luis Obispo $1,490.00 $334.09 – $3,724.98
Mercy Hospitals – Bakersfield Bakersfield $484.90 $334.09 – $1,269.20
Bakersfield Memorial Hospital Bakersfield $471.60 $334.09 – $1,272.15
Providence St Joseph Hospital Eureka Eureka $5,621.22 $2,699.00 – $21,319.00

All California hospitals for this procedure →