ER Visit (level 1, minor) at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$121.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$556.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.15 with Hill Physicians vs $7,150.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $11.15 ↓ -91%
United Medicaid|< 21 $21.77 ↓ -82%
United Medicaid|> 21 $21.77 ↓ -82%
Hill Physicians Medicare|All Plans $22.53 ↓ -81%
Hill Physicians Medicaid|All Plans $23.95 ↓ -80%
Molina Medicaid|All Plans $28.54 ↓ -76%
BCBS - Anthem Medicaid|All Plans $41.36 ↓ -66%
Health Net Medicaid|All Plans $50.51 ↓ -58%
California Health & Wellness Medicaid|All Plans $50.51 ↓ -58%
Partnership Health Plan Medicaid|All Plans $93.63 ↓ -23%
BCBS - Anthem Medicare|All Other Plans $109.11 ↓ -10%
Kaiser Medicare|All Plans $115.71 ↓ -5%
Humana Commercial|All Plans $115.71 ↓ -5%
Aetna Medicare|All Plans $115.71 ↓ -5%
Molina Medicare|All Plans $115.71 ↓ -5%
United Medicare|All Plans $115.71 ↓ -5%
Blue Shield CA Medicare|PPO $115.71 ↓ -5%
Blue Shield CA Medicare|HMO $115.71 ↓ -5%
BCBS - Anthem Medicare|Imperial $119.18 ↓ -2%
BrightHealth Commercial|All Plans $127.28 ↑ +5%
Prison Healthcare Medicaid|All Plans $173.56 ↑ +43%
Western Health Advantage Commercial|All Plans $194.60 ↑ +61%
Kaiser Medicaid|All Plans $227.96 ↑ +88%
Cigna Commercial|LocalPlus $366.96 ↑ +203%
Blue Shield CA Commercial|ACO Trio CalPers $372.52 ↑ +207%
Healthsmart Commercial|All Plans $400.32 ↑ +230%
First Health Commercial|All Plans $417.00 ↑ +244%
Blue Shield CA Commercial|Exchange $422.56 ↑ +249%
Kaiser Commercial|All Plans $439.24 ↑ +262%
Sutter Health Commercial|All Plans $444.80 ↑ +267%
MultiPlan Commercial|All Plans $444.80 ↑ +267%
Aetna Commercial|HMO $478.16 ↑ +294%
Aetna Commercial|All Other Plans $478.16 ↑ +294%
Aetna Commercial|PPO $478.16 ↑ +294%
Cigna Commercial|All Other Plans $489.28 ↑ +304%
Blue Shield CA Commercial|HMO $500.40 ↑ +313%
Blue Shield CA Commercial|All Other Plans $500.40 ↑ +313%
Blue Shield CA Commercial|CalPers $505.96 ↑ +317%
Health Net Commercial|EPPO $1,060.00 ↑ +775%
BCBS - Anthem Commercial|Connection EPO $1,570.00 ↑ +1195%
Health Net Commercial|FFS $1,953.00 ↑ +1511%
BCBS - Anthem Commercial|All Other Plans $1,962.00 ↑ +1519%
United Commercial|HMO $2,842.00 ↑ +2245%
BCBS - Anthem Commercial|MCS $2,845.00 ↑ +2247%
United Commercial|Non-Options PPO $5,916.00 ↑ +4781%
United Commercial|All Other Plans $7,150.00 ↑ +5799%

Visitor-reported prices

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ER Visit (level 1, minor) at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $160.13 $11.15 – $461.48
St. John's Camarillo Hospital Camarillo $370.99 $27.95 – $694.54
Banner Lassen Medical Center Susanville $311.68 $17.06 – $331.74
Petaluma Valley Hospital Petaluma $587.01 $113.64 – $115.95
Arroyo Grande Hospital Santa Maria $350.54 $21.77 – $743.82
Mark Twain Medical Center San Andreas $262.41 $16.04 – $60.76
French Hospital San Luis Obispo $335.56 $21.77 – $838.88
Mercy Hospitals – Bakersfield Bakersfield $176.60 $21.77 – $334.56

All California hospitals for this procedure →