Electron microscopy diagnostic at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$173.49

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$795.79

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.04 with Western Health Advantage vs $1,610.23 with Prison Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Health Advantage Commercial|All Plans $109.04 ↓ -37%
Kaiser Medicaid|All Plans $127.73 ↓ -26%
Healthsmart Commercial|All Plans $224.30 ↑ +29%
First Health Commercial|All Plans $233.64 ↑ +35%
Partnership Health Plan Medicaid|All Plans $237.71 ↑ +37%
Kaiser Commercial|All Plans $246.11 ↑ +42%
Sutter Health Commercial|All Plans $249.22 ↑ +44%
BCBS - Anthem Commercial|Connection EPO $249.22 ↑ +44%
MultiPlan Commercial|All Plans $249.22 ↑ +44%
BCBS - Anthem Medicare|All Other Plans $293.77 ↑ +69%
United Commercial|All Other Plans $311.52 ↑ +80%
United Commercial|HMO $311.52 ↑ +80%
United Commercial|Non-Options PPO $311.52 ↑ +80%
United Medicaid|< 21 $311.52 ↑ +80%
United Medicaid|> 21 $311.52 ↑ +80%
Health Net Medicaid|All Plans $311.52 ↑ +80%
Humana Commercial|All Plans $311.52 ↑ +80%
Aetna Commercial|PPO $311.52 ↑ +80%
Aetna Commercial|HMO $311.52 ↑ +80%
BCBS - Anthem Medicaid|All Plans $311.52 ↑ +80%
BCBS - Anthem Commercial|All Other Plans $311.52 ↑ +80%
Aetna Medicare|All Plans $311.52 ↑ +80%
Molina Medicaid|All Plans $311.52 ↑ +80%
Molina Medicare|All Plans $311.52 ↑ +80%
BCBS - Anthem Commercial|MCS $311.52 ↑ +80%
Blue Shield CA Medicare|PPO $311.52 ↑ +80%
Aetna Commercial|All Other Plans $311.52 ↑ +80%
California Health & Wellness Medicaid|All Plans $311.52 ↑ +80%
Hill Physicians Commercial|All Plans $311.52 ↑ +80%
Hill Physicians Medicaid|All Plans $311.52 ↑ +80%
Hill Physicians Medicare|All Plans $311.52 ↑ +80%
BCBS - Anthem Medicare|Imperial $320.87 ↑ +85%
BrightHealth Commercial|All Plans $342.68 ↑ +98%
Cigna Commercial|LocalPlus $854.51 ↑ +393%
United Medicare|All Plans $1,073.49 ↑ +519%
Kaiser Medicare|All Plans $1,073.49 ↑ +519%
Blue Shield CA Medicare|HMO $1,073.49 ↑ +519%
Cigna Commercial|All Other Plans $1,139.43 ↑ +557%
Prison Healthcare Medicaid|All Plans $1,610.23 ↑ +828%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Electron microscopy diagnostic at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $229.19 $109.04 – $854.51
St. John's Camarillo Hospital Camarillo $83.66 $51.57 – $1,023.81
Banner Lassen Medical Center Susanville $295.40 $163.38 – $679.00
Petaluma Valley Hospital Petaluma $1,200.54 $271.27 – $1,256.40
Arroyo Grande Hospital Santa Maria $629.34 $21.00 – $994.21
Mark Twain Medical Center San Andreas $458.21 $177.99 – $674.24
French Hospital San Luis Obispo $576.40 $11.34 – $1,168.77
Mercy Hospitals – Bakersfield Bakersfield $204.05 $260.50 – $1,108.83

All California hospitals for this procedure →