Destruction mal lsn s/n/h/f/g 3.1-4cm at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$115.35 with United vs $6,582.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $115.35
United Medicaid|< 21 $115.35
Hill Physicians Commercial|All Plans $173.76
Molina Medicaid|All Plans $188.98
Hill Physicians Medicaid|All Plans $200.02
Hill Physicians Medicare|All Plans $262.54
BCBS - Anthem Medicaid|All Plans $273.96
California Health & Wellness Medicaid|All Plans $421.87
Health Net Medicaid|All Plans $421.87
BCBS - Anthem Medicare|All Other Plans $495.09
Aetna Medicare|All Plans $525.02
Blue Shield CA Medicare|PPO $525.02
Blue Shield CA Medicare|HMO $525.02
Humana Commercial|All Plans $525.02
Molina Medicare|All Plans $525.02
United Medicare|All Plans $525.02
Kaiser Medicare|All Plans $525.02
BCBS - Anthem Medicare|Imperial $540.77
BrightHealth Commercial|All Plans $577.52
Partnership Health Plan Medicaid|All Plans $620.00
Prison Healthcare Medicaid|All Plans $787.53
Health Net Commercial|EPPO $2,811.00
BCBS - Anthem Commercial|Connection EPO $3,631.00
BCBS - Anthem Commercial|All Other Plans $4,539.00
Aetna Commercial|HMO $5,002.00
Aetna Commercial|PPO $5,002.00
Aetna Commercial|All Other Plans $5,002.00
Health Net Commercial|FFS $5,183.00
BCBS - Anthem Commercial|MCS $6,582.00
Western Health Advantage Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital
Kaiser Commercial|All Plans not published by hospital
Kaiser Medicaid|All Plans not published by hospital
Sutter Health Commercial|All Plans not published by hospital

Visitor-reported prices

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Destruction mal lsn s/n/h/f/g 3.1-4cm at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento not published $115.35 – $620.00
St. John's Camarillo Hospital Camarillo not published $141.88 – $936.40
Petaluma Valley Hospital Petaluma not published $547.82 – $1,921.00
Arroyo Grande Hospital Santa Maria not published $115.35 – $507.64
Mark Twain Medical Center San Andreas not published $115.35 – $115.35
French Hospital San Luis Obispo not published $115.35 – $507.64
Mercy Hospitals – Bakersfield Bakersfield not published $115.35 – $507.64
Bakersfield Memorial Hospital Bakersfield not published $115.35 – $507.64

All California hospitals for this procedure →