Dch validity tests at Mercy General Hospital
4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857
$9.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$45.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.15 with Partnership Health Plan vs $45.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|All Plans | $2.15 | ↓ -78% |
| United | Medicaid|< 21 | $3.08 | ↓ -69% |
| United | Medicaid|> 21 | $3.08 | ↓ -69% |
| BCBS - Anthem | Medicare|All Other Plans | $3.28 | ↓ -67% |
| Hill Physicians | Medicaid|All Plans | $3.39 | ↓ -65% |
| Blue Shield CA | Medicare|HMO | $3.48 | ↓ -65% |
| Hill Physicians | Medicare|All Plans | $3.48 | ↓ -65% |
| Aetna | Medicare|All Plans | $3.48 | ↓ -65% |
| Molina | Medicare|All Plans | $3.48 | ↓ -65% |
| United | Medicare|All Plans | $3.48 | ↓ -65% |
| Humana | Commercial|All Plans | $3.48 | ↓ -65% |
| Hill Physicians | Commercial|All Plans | $3.48 | ↓ -65% |
| Kaiser | Medicare|All Plans | $3.48 | ↓ -65% |
| Blue Shield CA | Medicare|PPO | $3.48 | ↓ -65% |
| BCBS - Anthem | Medicare|Imperial | $3.58 | ↓ -64% |
| BrightHealth | Commercial|All Plans | $3.83 | ↓ -61% |
| Molina | Medicaid|All Plans | $4.04 | ↓ -59% |
| United | Commercial|Non-Options PPO | $4.18 | ↓ -57% |
| United | Commercial|All Other Plans | $4.18 | ↓ -57% |
| United | Commercial|HMO | $4.18 | ↓ -57% |
| Prison Healthcare | Medicaid|All Plans | $5.22 | ↓ -47% |
| BCBS - Anthem | Medicaid|All Plans | $6.71 | ↓ -32% |
| California Health & Wellness | Medicaid|All Plans | $7.15 | ↓ -27% |
| Health Net | Medicaid|All Plans | $7.15 | ↓ -27% |
| Cigna | Commercial|LocalPlus | $7.70 | ↓ -22% |
| Aetna | Commercial|HMO | $9.35 | ↓ -5% |
| Aetna | Commercial|PPO | $9.35 | ↓ -5% |
| Aetna | Commercial|All Other Plans | $9.35 | ↓ -5% |
| Cigna | Commercial|All Other Plans | $10.27 | ↑ +5% |
| Western Health Advantage | Commercial|All Plans | $15.75 | ↑ +61% |
| Kaiser | Medicaid|All Plans | $18.45 | ↑ +88% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $21.15 | ↑ +116% |
| Blue Shield CA | Commercial|Exchange | $22.50 | ↑ +129% |
| Blue Shield CA | Commercial|HMO | $30.60 | ↑ +212% |
| Healthsmart | Commercial|All Plans | $32.40 | ↑ +230% |
| Blue Shield CA | Commercial|CalPers | $32.85 | ↑ +235% |
| Blue Shield CA | Commercial|All Other Plans | $32.85 | ↑ +235% |
| BCBS - Anthem | Commercial|Connection EPO | $33.68 | ↑ +243% |
| First Health | Commercial|All Plans | $33.75 | ↑ +244% |
| Kaiser | Commercial|All Plans | $35.55 | ↑ +262% |
| MultiPlan | Commercial|All Plans | $36.00 | ↑ +267% |
| Sutter Health | Commercial|All Plans | $36.00 | ↑ +267% |
| BCBS - Anthem | Commercial|All Other Plans | $42.08 | ↑ +329% |
| BCBS - Anthem | Commercial|MCS | $45.00 | ↑ +359% |
Visitor-reported prices
Comments
Dch validity tests at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Methodist Hospital of Sacramento | Sacramento | $12.96 | $2.15 – $37.35 |
| St. John's Camarillo Hospital | Camarillo | $42.05 | $3.48 – $10.86 |
| Banner Lassen Medical Center | Susanville | $21.79 | $0.70 – $35.89 |
| Petaluma Valley Hospital | Petaluma | $49.47 | $3.41 – $19.40 |
| Arroyo Grande Hospital | Santa Maria | $62.49 | $3.08 – $9.80 |
| Mark Twain Medical Center | San Andreas | $9.33 | $3.08 – $13.72 |
| French Hospital | San Luis Obispo | $58.41 | $2.70 – $10.53 |
| Mercy Hospitals – Bakersfield | Bakersfield | $27.09 | $3.02 – $24.00 |