Bypass temp external fem-fem at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$442.98

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,032.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$711.20 with Western Health Advantage vs $7,003.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Health Advantage Commercial|All Plans $711.20 ↑ +61%
BCBS - Anthem Medicare|All Other Plans $766.15 ↑ +73%
Humana Commercial|All Plans $812.46 ↑ +83%
Aetna Medicare|All Plans $812.46 ↑ +83%
Molina Medicare|All Plans $812.46 ↑ +83%
United Medicare|All Plans $812.46 ↑ +83%
Kaiser Medicare|All Plans $812.46 ↑ +83%
Blue Shield CA Medicare|HMO $812.46 ↑ +83%
Blue Shield CA Medicare|PPO $812.46 ↑ +83%
Kaiser Medicaid|All Plans $833.12 ↑ +88%
BCBS - Anthem Medicare|Imperial $836.83 ↑ +89%
BrightHealth Commercial|All Plans $893.71 ↑ +102%
California Health & Wellness Medicaid|All Plans $1,016.00 ↑ +129%
Health Net Medicaid|All Plans $1,016.00 ↑ +129%
Prison Healthcare Medicaid|All Plans $1,218.69 ↑ +175%
Healthsmart Commercial|All Plans $1,463.04 ↑ +230%
First Health Commercial|All Plans $1,524.00 ↑ +244%
Kaiser Commercial|All Plans $1,605.28 ↑ +262%
Sutter Health Commercial|All Plans $1,625.60 ↑ +267%
MultiPlan Commercial|All Plans $1,625.60 ↑ +267%
United Commercial|Non-Options PPO $2,032.00 ↑ +359%
Health Net Commercial|EPPO $3,312.00 ↑ +648%
Health Net Commercial|FFS $6,108.00 ↑ +1279%
Aetna Commercial|PPO $7,003.00 ↑ +1481%
Aetna Commercial|All Other Plans $7,003.00 ↑ +1481%
Aetna Commercial|HMO $7,003.00 ↑ +1481%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bypass temp external fem-fem at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $585.22 $711.20 – $1,686.56
Petaluma Valley Hospital Petaluma $1,322.94 $845.36 – $2,695.00
Mercy Hospitals – Bakersfield Bakersfield $563.92 $410.40 – $1,216.00
Bakersfield Memorial Hospital Bakersfield $557.84 $760.00 – $1,200.80
Queen of The Valley Medical Center Napa $1,009.80 $890.68 – $5,592.00
Providence St Joseph Hospital Eureka Eureka $3,641.40 $806.82 – $5,835.00
Healdsburg Hospital Healdsburg $602.82 $845.19 – $5,198.77
Redwood Memorial Hospital Fortuna $981.24 $3,331.00 – $25,998.00

All California hospitals for this procedure →