Borrelia antibody at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$20.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$92.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.89 with Partnership Health Plan vs $92.10 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $11.89 ↓ -41%
BCBS - Anthem Medicare|All Other Plans $12.62 ↓ -37%
Hill Physicians Medicare|All Plans $13.38 ↓ -33%
Aetna Medicare|All Plans $13.38 ↓ -33%
Hill Physicians Commercial|All Plans $13.38 ↓ -33%
Kaiser Medicare|All Plans $13.38 ↓ -33%
Humana Commercial|All Plans $13.38 ↓ -33%
Molina Medicare|All Plans $13.38 ↓ -33%
United Medicare|All Plans $13.38 ↓ -33%
Blue Shield CA Medicare|PPO $13.38 ↓ -33%
Blue Shield CA Medicare|HMO $13.38 ↓ -33%
BCBS - Anthem Medicare|Imperial $13.78 ↓ -31%
BrightHealth Commercial|All Plans $14.72 ↓ -27%
United Commercial|All Other Plans $16.06 ↓ -20%
United Commercial|Non-Options PPO $16.06 ↓ -20%
United Commercial|HMO $16.06 ↓ -20%
United Medicaid|< 21 $17.06 ↓ -15%
United Medicaid|> 21 $17.06 ↓ -15%
Hill Physicians Medicaid|All Plans $18.77 ↓ -7%
Prison Healthcare Medicaid|All Plans $20.07 ↓ -0%
Molina Medicaid|All Plans $22.35 ↑ +11%
Cigna Commercial|LocalPlus $29.64 ↑ +48%
Western Health Advantage Commercial|All Plans $32.24 ↑ +61%
BCBS - Anthem Medicaid|All Plans $33.42 ↑ +66%
Kaiser Medicaid|All Plans $37.77 ↑ +88%
Cigna Commercial|All Other Plans $39.52 ↑ +97%
Health Net Medicaid|All Plans $39.58 ↑ +97%
California Health & Wellness Medicaid|All Plans $39.58 ↑ +97%
Blue Shield CA Commercial|ACO Trio CalPers $43.29 ↑ +116%
Blue Shield CA Commercial|Exchange $46.05 ↑ +129%
Aetna Commercial|HMO $48.89 ↑ +143%
Aetna Commercial|All Other Plans $48.89 ↑ +143%
Aetna Commercial|PPO $48.89 ↑ +143%
Blue Shield CA Commercial|HMO $62.63 ↑ +212%
Healthsmart Commercial|All Plans $66.32 ↑ +230%
Blue Shield CA Commercial|CalPers $67.24 ↑ +235%
Blue Shield CA Commercial|All Other Plans $67.24 ↑ +235%
First Health Commercial|All Plans $69.08 ↑ +244%
Kaiser Commercial|All Plans $72.76 ↑ +262%
BCBS - Anthem Commercial|Connection EPO $73.68 ↑ +267%
Sutter Health Commercial|All Plans $73.68 ↑ +267%
MultiPlan Commercial|All Plans $73.68 ↑ +267%
BCBS - Anthem Commercial|MCS $92.10 ↑ +359%
BCBS - Anthem Commercial|All Other Plans $92.10 ↑ +359%

Visitor-reported prices

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Borrelia antibody at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $26.53 $11.89 – $76.45
Sierra Nevada Memorial Hospital Grass Valley $50.20 $13.38 – $90.26
Mercy San Juan Medical Center Carmichael $25.24 $10.14 – $76.45
Mercy Hospital of Folsom Folsom $35.83 $10.14 – $75.53
Woodland Memorial Hospital Woodland $25.24 $10.14 – $92.10
Petaluma Valley Hospital Petaluma not published $13.11 – $107.66
Queen of The Valley Medical Center Napa not published $13.38 – $136.06
Providence St Joseph Hospital Eureka Eureka not published $13.38 – $154.29

All California hospitals for this procedure →