Biopsy abdominal mass at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,238.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,679.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.13 with Hill Physicians vs $8,480.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $81.13 ↓ -93%
Hill Physicians Medicare|All Plans $188.40 ↓ -85%
United Medicaid|< 21 $286.66 ↓ -77%
United Medicaid|> 21 $286.66 ↓ -77%
Molina Medicaid|All Plans $469.64 ↓ -62%
Hill Physicians Medicaid|All Plans $497.07 ↓ -60%
BCBS - Anthem Medicaid|All Plans $680.83 ↓ -45%
California Health & Wellness Medicaid|All Plans $1,048.36 ↓ -15%
Health Net Medicaid|All Plans $1,048.36 ↓ -15%
Western Health Advantage Commercial|All Plans $1,272.25 ↑ +3%
Kaiser Medicaid|All Plans $1,490.35 ↑ +20%
Partnership Health Plan Medicaid|All Plans $1,540.81 ↑ +24%
BCBS - Anthem Medicare|All Other Plans $2,007.80 ↑ +62%
Molina Medicare|All Plans $2,129.16 ↑ +72%
Blue Shield CA Medicare|PPO $2,129.16 ↑ +72%
United Medicare|All Plans $2,129.16 ↑ +72%
Humana Commercial|All Plans $2,129.16 ↑ +72%
Kaiser Medicare|All Plans $2,129.16 ↑ +72%
Aetna Medicare|All Plans $2,129.16 ↑ +72%
Blue Shield CA Medicare|HMO $2,129.16 ↑ +72%
BCBS - Anthem Medicare|Imperial $2,193.03 ↑ +77%
BrightHealth Commercial|All Plans $2,342.08 ↑ +89%
Healthsmart Commercial|All Plans $2,617.20 ↑ +111%
First Health Commercial|All Plans $2,726.25 ↑ +120%
Kaiser Commercial|All Plans $2,871.65 ↑ +132%
Sutter Health Commercial|All Plans $2,908.00 ↑ +135%
MultiPlan Commercial|All Plans $2,908.00 ↑ +135%
Prison Healthcare Medicaid|All Plans $3,193.74 ↑ +158%
BCBS - Anthem Commercial|Connection EPO $3,631.00 ↑ +193%
United Commercial|Non-Options PPO $3,635.00 ↑ +194%
BCBS - Anthem Commercial|All Other Plans $4,539.00 ↑ +267%
Health Net Commercial|EPPO $4,599.00 ↑ +271%
Aetna Commercial|HMO $5,002.00 ↑ +304%
Aetna Commercial|PPO $5,002.00 ↑ +304%
Aetna Commercial|All Other Plans $5,002.00 ↑ +304%
BCBS - Anthem Commercial|MCS $6,582.00 ↑ +432%
Health Net Commercial|FFS $8,480.00 ↑ +585%

Visitor-reported prices

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Biopsy abdominal mass at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $1,635.56 $81.13 – $3,017.05
St. John's Camarillo Hospital Camarillo $833.52 $352.59 – $3,763.88
Arroyo Grande Hospital Santa Maria $2,163.12 $286.66 – $3,120.32
Mark Twain Medical Center San Andreas $2,021.31 $286.66 – $1,300.46
French Hospital San Luis Obispo $1,842.40 $286.66 – $3,317.30
Mercy Hospitals – Bakersfield Bakersfield $1,941.45 $286.66 – $4,186.40
Bakersfield Memorial Hospital Bakersfield $1,920.52 $286.66 – $4,134.07
Queen of The Valley Medical Center Napa $4,687.92 $2,345.04 – $9,858.00

All California hospitals for this procedure →