Allograft dermis 20x25x1mm decell w/matracell arthroflex at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,000.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$22,940.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$224.25 with Kaiser vs $926.25 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Plans $224.25 ↓ -96%
Kaiser Medicare|All Plans $224.25 ↓ -96%
Kaiser Medicaid|All Plans $224.25 ↓ -96%
BCBS - Anthem Medicaid|All Plans $234.00 ↓ -95%
Partnership Health Plan Medicaid|All Plans $243.75 ↓ -95%
Molina Medicaid|All Plans $253.50 ↓ -95%
Health Net Medicaid|All Plans $273.00 ↓ -95%
California Health & Wellness Medicaid|All Plans $273.00 ↓ -95%
Cigna Commercial|LocalPlus $312.00 ↓ -94%
Health Net Commercial|EPPO $351.00 ↓ -93%
Cigna Commercial|All Other Plans $419.25 ↓ -92%
United Commercial|HMO $526.50 ↓ -89%
United Commercial|Non-Options PPO $624.00 ↓ -88%
Western Health Advantage Commercial|All Plans $633.75 ↓ -87%
Health Net Commercial|FFS $643.50 ↓ -87%
United Commercial|All Other Plans $672.75 ↓ -87%
Healthsmart Commercial|All Plans $702.00 ↓ -86%
First Health Commercial|All Plans $731.25 ↓ -85%
BCBS - Anthem Commercial|Connection EPO $741.00 ↓ -85%
Blue Shield CA Commercial|ACO Trio CalPers $770.25 ↓ -85%
Sutter Health Commercial|All Plans $780.00 ↓ -84%
MultiPlan Commercial|All Plans $780.00 ↓ -84%
Blue Shield CA Commercial|Exchange $789.75 ↓ -84%
Aetna Commercial|HMO $867.75 ↓ -83%
Aetna Commercial|PPO $867.75 ↓ -83%
Aetna Commercial|All Other Plans $867.75 ↓ -83%
Blue Shield CA Commercial|All Other Plans $877.50 ↓ -82%
Blue Shield CA Commercial|HMO $877.50 ↓ -82%
Blue Shield CA Commercial|CalPers $887.25 ↓ -82%
BCBS - Anthem Commercial|All Other Plans $926.25 ↓ -81%
BCBS - Anthem Commercial|MCS $926.25 ↓ -81%

Visitor-reported prices

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $6,606.72 $224.25 – $877.50
St. John's Camarillo Hospital Camarillo $7,999.20 $535.68 – $1,740.96
Petaluma Valley Hospital Petaluma $17,726.96 not published
Arroyo Grande Hospital Santa Maria $7,817.85 $513.36 – $2,187.36
Mark Twain Medical Center San Andreas $9,461.87 $1,671.47 – $6,331.78
French Hospital San Luis Obispo $7,160.28 $424.08 – $2,187.36
Mercy Hospitals – Bakersfield Bakersfield $7,529.45 $2,059.00 – $6,390.00
Bakersfield Memorial Hospital Bakersfield $7,448.27 $1,775.00 – $6,887.00

All California hospitals for this procedure →