Observation per hour at Sequoia Hospital
170 Alameda de las Pulgas, Redwood City, CA · CommonSpirit Health · · NPI 1568646735
$261.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$718.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.00 with Blue Shield CA vs $20,682.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|ACO Trio | $52.00 | ↓ -80% |
| Blue Shield CA | Commercial|Exchange | $64.00 | ↓ -76% |
| Blue Shield CA | Commercial|All Other Plans | $65.00 | ↓ -75% |
| Blue Shield CA | Medicare|All Plans | $113.00 | ↓ -57% |
| Connected Care | Commercial|Intel | $291.97 | ↑ +12% |
| Healthsmart | Commercial|All Plans | $461.72 | ↑ +77% |
| Cigna | Commercial|All Plans | $482.09 | ↑ +84% |
| Kaiser | Commercial|All Plans | $522.83 | ↑ +100% |
| Multiplan | Commercial|All Plans | $556.78 | ↑ +113% |
| BCBS - Anthem | Commercial|All Other Plans | $604.31 | ↑ +131% |
| BCBS - Anthem | Commercial|MCS | $1,295.35 | ↑ +396% |
| Brown Toland | Commercial|All Plans | $2,500.00 | ↑ +857% |
| United | Commercial|HMO | $16,425.00 | ↑ +6184% |
| United | Commercial|All Other Plans | $20,682.00 | ↑ +7813% |
| United | Commercial|Options PPO | $20,682.00 | ↑ +7813% |
Visitor-reported prices
Comments
Observation per hour at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $328.07 | $34.56 – $3,227.50 |
| Banner Lassen Medical Center | Susanville | $66.74 | $44.28 – $104.76 |
| Petaluma Valley Hospital | Petaluma | $141.27 | not published |
| Arroyo Grande Hospital | Santa Maria | $198.60 | $63.00 – $257.00 |
| Mark Twain Medical Center | San Andreas | $168.50 | $65.46 – $247.94 |
| French Hospital | San Luis Obispo | $178.36 | $59.13 – $214.62 |
| Mercy Hospitals – Bakersfield | Bakersfield | $129.48 | $59.50 – $1,374.00 |
| Bakersfield Memorial Hospital | Bakersfield | $144.24 | $25.00 – $1,298.00 |