Mayo factor x at Sequoia Hospital

170 Alameda de las Pulgas, Redwood City, CA · CommonSpirit Health · · NPI 1568646735

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$28.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$79.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.38 with Blue Shield CA vs $79.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|ACO Trio $17.38 ↓ -40%
BCBS - Anthem Medicare|All Plans $17.90 ↓ -38%
Health Plan San Mateo Medicare|All Plans $17.90 ↓ -38%
Chinese Community Medicare|All Plans $17.90 ↓ -38%
Aetna Medicare|All Plans $17.90 ↓ -38%
Humana Commercial|All Plans $17.90 ↓ -38%
United Medicare|All Plans $17.90 ↓ -38%
Health Net Medicare|All Plans $17.90 ↓ -38%
Health Net Commercial|Canopy Health $17.90 ↓ -38%
Blue Shield CA Medicare|All Plans $17.90 ↓ -38%
Kaiser Medicare|All Plans $17.90 ↓ -38%
Humana Medicare|All Plans $17.90 ↓ -38%
Blue Shield CA Commercial|Exchange $18.17 ↓ -37%
Brown Toland Commercial|All Plans $19.69 ↓ -32%
United Commercial|All Other Plans $21.48 ↓ -25%
United Commercial|HMO $21.48 ↓ -25%
United Commercial|Options PPO $21.48 ↓ -25%
Blue Shield CA Commercial|All Other Plans $22.12 ↓ -23%
Kaiser Medicaid|> 21 $22.82 ↓ -21%
Kaiser Medicaid|< 21 $22.82 ↓ -21%
BCBS - Anthem Medicaid|< 21 $22.82 ↓ -21%
BCBS - Anthem Medicaid|> 21 $22.82 ↓ -21%
Partnership Health Plan Medicaid|< 21 $22.82 ↓ -21%
Partnership Health Plan Medicaid|> 21 $22.82 ↓ -21%
Health Plan San Mateo Medicaid|< 21 $28.07 ↓ -2%
Health Plan San Mateo Medicaid|> 21 $28.07 ↓ -2%
Health Net Medicaid|> 21 $28.07 ↓ -2%
Health Net Medicaid|< 21 $28.07 ↓ -2%
Connected Care Commercial|Intel $33.97 ↑ +18%
Healthsmart Commercial|All Plans $53.72 ↑ +87%
Sutter Health Commercial|All Plans $56.03 ↑ +95%
Kaiser Commercial|All Plans $60.83 ↑ +112%
Cigna Commercial|All Plans $62.34 ↑ +117%
Multiplan Commercial|All Plans $64.78 ↑ +125%
BCBS - Anthem Commercial|All Other Plans $71.10 ↑ +147%
Aetna Commercial|All Plans $77.83 ↑ +171%
BCBS - Anthem Commercial|MCS $79.00 ↑ +175%

Visitor-reported prices

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Mayo factor x at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $10.81 $6.67 – $47.51
Banner Lassen Medical Center Susanville $41.12 $3.58 – $66.93
Petaluma Valley Hospital Petaluma $93.87 $17.54 – $146.19
Arroyo Grande Hospital Santa Maria $78.58 $12.34 – $46.14
Mark Twain Medical Center San Andreas $16.44 $13.36 – $24.19
French Hospital San Luis Obispo $71.97 $6.67 – $54.24
Mercy Hospitals – Bakersfield Bakersfield $10.39 $12.34 – $51.46
Bakersfield Memorial Hospital Bakersfield $10.28 $12.34 – $51.46

All California hospitals for this procedure →