X-ray surgical specimen at Mercy Medical Center Redding

2175 Roseline Ave, Redding, CA · CommonSpirit Health · · NPI 1477671535

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,098.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,166.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.99 with California Health & Wellness vs $2,122.68 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
California Health & Wellness Medicaid|All Plans $42.99 ↓ -96%
Aetna Commercial|All Other Plans $52.87 ↓ -95%
Aetna Commercial|HMO $52.87 ↓ -95%
Aetna Commercial|PPO $52.87 ↓ -95%
BCBS - Anthem Medicaid|All Plans $63.62 ↓ -94%
Partnership Health Plan Medicaid|All Plans $89.31 ↓ -92%
BCBS - Anthem Commercial|Exchange $134.08 ↓ -88%
BCBS - Anthem Commercial|All Other Plans $163.53 ↓ -85%
Humana Medicare|All Plans $696.67 ↓ -37%
Aetna Medicare|All Plans $696.67 ↓ -37%
United Medicare|All Plans $696.67 ↓ -37%
Health Net Medicare|All Plans $696.67 ↓ -37%
Kaiser Medicare|All Plans $696.67 ↓ -37%
BCBS - Anthem Medicare|All Plans $696.67 ↓ -37%
Blue Shield CA Medicare|All Plans $696.67 ↓ -37%
United Commercial|HMO $1,086.50 ↓ -1%
United Commercial|Options $1,086.50 ↓ -1%
United Commercial|All Other Plans $1,086.50 ↓ -1%
Cigna Commercial|All Other Plans $1,732.80 ↑ +58%
Cigna Commercial|PPO $1,732.80 ↑ +58%
Coventry Commercial|All Plans $1,949.40 ↑ +78%
Health Net Commercial|All Plans $2,101.02 ↑ +91%
MultiPlan Commercial|All Plans $2,122.68 ↑ +93%

Visitor-reported prices

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X-ray surgical specimen at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $1,383.20 $731.00 – $731.00
St. John's Camarillo Hospital Camarillo $542.69 $31.43 – $2,339.15
Antioch Medical Center ANTIOCH $1,383.20 $731.00 – $731.00
Redwood City Medical Center Redwood City $1,383.20 $731.00 – $731.00
Santa Clara Medical Center SANTA CLARA $1,383.20 $731.00 – $731.00
Baldwin Park Medical Center BALDWIN PARK $1,222.00 $498.00 – $498.00
Riverside Medical Center RIVERSIDE $1,222.00 $498.00 – $498.00
Fremont Medical Center FREMONT $1,383.20 $731.00 – $731.00

All California hospitals for this procedure →