Hrdtry cardmypy gene panel at Mercy Medical Center Redding

2175 Roseline Ave, Redding, CA · CommonSpirit Health · · NPI 1477671535

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$897.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,770.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$519.91 with Partnership Health Plan vs $1,770.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $519.91 ↓ -42%
Humana Medicare|All Plans $584.90 ↓ -35%
Blue Shield CA Medicare|All Plans $584.90 ↓ -35%
Aetna Medicare|All Plans $584.90 ↓ -35%
BCBS - Anthem Medicare|All Plans $584.90 ↓ -35%
Health Net Medicare|All Plans $584.90 ↓ -35%
United Medicare|All Plans $584.90 ↓ -35%
Kaiser Medicare|All Plans $584.90 ↓ -35%
United Commercial|Options $701.88 ↓ -22%
United Commercial|HMO $701.88 ↓ -22%
United Commercial|All Other Plans $701.88 ↓ -22%
BCBS - Anthem Medicaid|All Plans $826.66 ↓ -8%
California Health & Wellness Medicaid|All Plans $1,076.21 ↑ +20%
BCBS - Anthem Commercial|Exchange $1,345.20 ↑ +50%
Cigna Commercial|PPO $1,416.00 ↑ +58%
Cigna Commercial|All Other Plans $1,416.00 ↑ +58%
Coventry Commercial|All Plans $1,593.00 ↑ +78%
BCBS - Anthem Commercial|All Other Plans $1,628.40 ↑ +81%
Health Net Commercial|All Plans $1,716.90 ↑ +91%
MultiPlan Commercial|All Plans $1,734.60 ↑ +93%
Aetna Commercial|PPO $1,770.00 ↑ +97%
Aetna Commercial|All Other Plans $1,770.00 ↑ +97%
Aetna Commercial|HMO $1,770.00 ↑ +97%

Visitor-reported prices

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Hrdtry cardmypy gene panel at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $757.56 $467.92 – $1,734.60
French Hospital San Luis Obispo $693.84 $467.92 – $1,771.69
Mercy Medical Center Mt. Shasta Mt Shasta $1,377.06 $519.91 – $1,734.60
St. Elizabeth Community Hospital Red Bluff $1,033.68 $519.91 – $1,734.60
Petaluma Valley Hospital Petaluma not published $573.20 – $3,827.32
Queen of The Valley Medical Center Napa not published $584.90 – $4,836.78
Providence St Joseph Hospital Eureka Eureka not published $584.90 – $9,141.56
Healdsburg Hospital Healdsburg not published $584.90 – $2,284.14

All California hospitals for this procedure →