Established Patient Office Visit (level 5) at Mercy Medical Center Redding

2175 Roseline Ave, Redding, CA · CommonSpirit Health · · NPI 1477671535

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$606.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,196.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$123.00 with Blue Shield CA vs $1,196.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $123.00 ↓ -80%
BCBS - Anthem Medicaid|All Plans $130.46 ↓ -78%
Blue Shield CA Commercial|All Other Plans $177.00 ↓ -71%
California Health & Wellness Medicaid|All Plans $210.93 ↓ -65%
Partnership Health Plan Medicaid|All Plans $438.17 ↓ -28%
Cigna Commercial|PPO $956.80 ↑ +58%
Cigna Commercial|All Other Plans $956.80 ↑ +58%
BCBS - Anthem Commercial|Exchange $968.76 ↑ +60%
Coventry Commercial|All Plans $1,076.40 ↑ +78%
Health Net Commercial|All Plans $1,160.12 ↑ +91%
United Commercial|HMO $1,172.08 ↑ +93%
MultiPlan Commercial|All Plans $1,172.08 ↑ +93%
BCBS - Anthem Commercial|All Other Plans $1,184.04 ↑ +95%
United Commercial|Options $1,196.00 ↑ +97%
United Commercial|All Other Plans $1,196.00 ↑ +97%

Visitor-reported prices

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Established Patient Office Visit (level 5) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $822.12 $102.00 – $313.56
Arroyo Grande Hospital Santa Maria $254.66 $82.05 – $480.00
Mark Twain Medical Center San Andreas $317.69 $71.92 – $272.44
French Hospital San Luis Obispo $233.24 $82.05 – $470.40
Bakersfield Memorial Hospital Bakersfield $148.27 $101.90 – $232.00
Healdsburg Hospital Healdsburg $538.56 not published
Redwood Memorial Hospital Fortuna $161.16 not published
St. Joseph's Medical Center Stockton Stockton $143.18 $82.05 – $399.34

All California hospitals for this procedure →