Brain MRI (with contrast) at Mercy Medical Center Redding

2175 Roseline Ave, Redding, CA · CommonSpirit Health · · NPI 1477671535

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,566.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,007.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$453.77 with United vs $8,826.86 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $453.77 ↓ -90%
Humana Medicare|All Plans $453.77 ↓ -90%
Blue Shield CA Medicare|All Plans $453.77 ↓ -90%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -90%
Aetna Medicare|All Plans $453.77 ↓ -90%
Kaiser Medicare|All Plans $453.77 ↓ -90%
Health Net Medicare|All Plans $453.77 ↓ -90%
California Health & Wellness Medicaid|All Plans $784.55 ↓ -83%
United Commercial|Options $828.27 ↓ -82%
United Commercial|All Other Plans $828.27 ↓ -82%
United Commercial|HMO $828.27 ↓ -82%
BCBS - Anthem Medicaid|All Plans $1,402.86 ↓ -69%
Partnership Health Plan Medicaid|All Plans $1,629.75 ↓ -64%
Aetna Commercial|HMO $1,750.04 ↓ -62%
Aetna Commercial|PPO $1,750.04 ↓ -62%
Aetna Commercial|All Other Plans $1,750.04 ↓ -62%
BCBS - Anthem Commercial|Exchange $2,083.00 ↓ -54%
BCBS - Anthem Commercial|All Other Plans $2,540.00 ↓ -44%
Cigna Commercial|PPO $7,205.60 ↑ +58%
Cigna Commercial|All Other Plans $7,205.60 ↑ +58%
Coventry Commercial|All Plans $8,106.30 ↑ +78%
Health Net Commercial|All Plans $8,736.79 ↑ +91%
MultiPlan Commercial|All Plans $8,826.86 ↑ +93%

Visitor-reported prices

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Brain MRI (with contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,534.27 $453.77 – $4,513.08
Banner Lassen Medical Center Susanville $2,813.94 $71.43 – $4,714.20
Petaluma Valley Hospital Petaluma $4,692.51 $470.15 – $3,096.77
Arroyo Grande Hospital Santa Maria $4,481.59 $379.01 – $8,151.64
Mark Twain Medical Center San Andreas $8,359.64 $379.01 – $3,131.10
French Hospital San Luis Obispo $3,567.20 $379.01 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $3,188.75 $379.01 – $6,876.00
Bakersfield Memorial Hospital Bakersfield $3,154.37 $379.01 – $6,790.05

All California hospitals for this procedure →